2903 Shadow Ln, Charleston, SC 29406 Property Records

Charleston County property record for 2903 Shadow Ln, Charleston, SC 29406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,406 sqft · built 1963
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jul 2025)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`486-05-00-085`

Property Details

APN / Parcel Number

Primary APN	`486-05-00-085`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,406 sqft Living Area
Gross Area	1,486 sqft
1st Floor Area	1,406 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bungalow
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	188 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	2903 SHADOW LN
City	CHARLESTON
State	SC
Zip	29406-9083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DEER PARK DESCRIPTION -LT 2 BLK A
Legal Subdivision	DEER PARK
Legal Block	A
Legal Lot Number	2
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	3
Census Block	3033
Census Tract	3115

Owner

2903 Shadow Ln is owned by two individuals who bought it in July 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2430 MILLEGAR LN, VISTA, CA 92084-7929
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Transfer Date	May 1, 2018
Prior Transfer Doc	0007190612
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2903 SHADOW LN, CHARLESTON, SC 29406-9083
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012200522
Date	Dec 28, 2023
Book Page	1220/522

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2903 Shadow Ln was $1,140, up 6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	North Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,140.00 (+6.05%)	$155,281 (+2,775.57%) Land $44,685 Building $110,596	$278,700 Land $72,300 Building $206,400
2024	$1,075.00	$5,400
2022	$1,025.00	$5,400	$139,000 Land $40,000 Building $99,000
2020			$139,000 Land $40,000 Building $99,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2903 Shadow Ln in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1987–2024)
Claims Outside the SFHA	14 of 17
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Hugo, Sep 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2903 Shadow Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom.

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