2903 Otis Rd SE, Cedar Rapids, IA 52403 Property Records

Linn County property record for 2903 Otis Rd SE, Cedar Rapids, IA 52403

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,370 sqft · built 1957
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$17,500 (Mar 2026)
Tax Bill	$2,534 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14354-27018-00000`

Property Details

APN / Parcel Number

Primary APN	`14354-27018-00000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	1,344 sqft
Attic	Attic
Attic Area	408 sqft
Basement Area	936 sqft
Finished Basement	26 sqft
Unfinished Basement	910 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Exterior Amenities

Porch	Stoop
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2903 OTIS RD SE
City	CEDAR RAPIDS
State	IA
Zip	52403-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JANSSEN ESTATES ADDITION PART THREE STR/LB 4
Legal Range	7W
Legal Township	83N
Legal Section	35
Legal Subdivision	JANSSEN ESTATES
Legal Lot Number	4
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	3
Census Block	3015
Census Tract	2800

Owner

Source: Linn County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2903 OTIS RD SE, CEDAR RAPIDS, IA 52403-4710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 16, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Mar 23, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 21, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	20267267
Prior Transfer Date	Feb 27, 2026
Prior Transfer Doc	0000007267
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	2903 OTIS RD SE, CEDAR RAPIDS, IA 52403-4710
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 OTIS RD SE, CEDAR RAPIDS, IA 52403-4710

Mortgage

Document Number	2025018326
Date	Jul 11, 2025
Instrument	2025-018326

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Term	300 Months
Due	Jul 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	2903 OTIS RD SE, CEDAR RAPIDS, IA 52403-4710
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 OTIS RD SE, CEDAR RAPIDS, IA 52403-4710

Mortgage

Document Number	2024001401
Date	Sep 16, 2024
Instrument	2024-001401

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	Mar 23, 2026
Property Address	2903 OTIS RD SE, CEDAR RAPIDS, IA 52403-4710
Document Number	2026007267
Instrument Date	Feb 27, 2026
Instrument	2026-007267
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$27.20
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 OTIS RD SE, CEDAR RAPIDS, IA 52403-4710

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Aug 21, 2020
Property Address	2903 OTIS RD SE, CEDAR RAPIDS, IA 52403-4710
Document Number	0107500033
Book / Page	010750 / 000033
Instrument Date	Aug 19, 2020
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 OTIS RD SE CEDAR RAPIDS IA 524034710, CEDAR RAPIDS, IA 52403-4710

Mortgage

Document Number	107500034
Date	Aug 21, 2020
Book Page	010750/000034

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

Tax Assessment & Valuation

Source: Linn County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,700 (+16.92%) Land $40,800 Building $138,900	$179,700 (+16.92%) Land $40,800 Building $138,900
2024	$2,534.00 (-15.81%)
2023		$153,700 Land $40,800 Building $112,900	$153,700 Land $40,800 Building $112,900
2022	$3,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	19 (1993–2014)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 14 claims Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 69% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ImOn Communications.

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