2903 Mac Arthur Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2903 Mac Arthur Dr, Saint Charles, MO 63301

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,696 sqft · built 1999
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2022)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T000700118`

Property Details

APN / Parcel Number

Primary APN	`T000700118`
Alternative APN	`6-0016-8219-00-0049.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,696 sqft Living Area
Gross Area	3,429 sqft
1st Floor Area	1,529 sqft
Basement Area	1,459 sqft
Finished Basement	1,167 sqft
Unfinished Basement	292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	130 sqft

Location & Zoning

Account Number	T000700118
Street Address	2903 MAC ARTHUR DR
City	SAINT CHARLES
State	MO
Zip	63301-4067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRUMAN TERR #2 UNIT 49
Legal Subdivision	TRUMAN TERR #2
Legal Lot Number	49
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1041
Census Tract	310801

Owner

2903 Mac Arthur Dr, a condominium, is owned and occupied by two individuals who bought it in March 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2903 MAC ARTHUR DR, SAINT CHARLES, MO 63301-4067
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Apr 3, 2019 · Amount on File
Deed Document Number	202218495
Prior Transfer Date	Jul 21, 2009
Prior Transfer Doc	0000606000
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 31, 2022
Property Address	2903 MAC ARTHUR DR, SAINT CHARLES, MO 63301-4067
Document Number	0000018495
Map Reference	MB 36 PG 23
Instrument Date	Mar 31, 2022
Instrument	2022R-018495
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2903 MAC ARTHUR DR # 49, 49, SAINT CHARLES, MO 63301-4067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 MAC ARTHUR DR # 49, 49, SAINT CHARLES, MO 63301-4067
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018496
Date	Mar 31, 2022
Instrument	2022R-018496

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2903 Mac Arthur Dr was $3,797.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,656 (-)	$319,240 (-) Building $319,240
2025	$3,797.00	$60,656	$319,240
2023		$55,007
2022			$289,509 Building $289,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2903 Mac Arthur Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2903 Mac Arthur Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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