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2903 Kelp Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 2903 Kelp Ln, Oxnard, CA 93035 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1980
Square Footage1,051 sqft Living Area
Lot Size1,306 sqft (0.03 acres)
OccupancyOwner Occupied
Last Sale$364,000 (2018)
Tax Bill$4,953.00 (2025)

Owner

Source: Ventura County records · APN 185-0-070-325

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2903 KELP LN, OXNARD, CA 93035-1659
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANCARE LLC
Sep 04, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
OUTAMATION INC
Mar 22, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 27, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Mar 27, 2020Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LN SERVICING
Jul 03, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
DIGNIFIED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2018 · Amount on Record
Deed SaleJul 03, 2018 · Amount on Record
Prior SaleDec 31, 2014 · Amount on Record
Deed Doc Number201875969
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2903 KELP LN, OXNARD, CA 93035-1659
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2903 KELP LN, OXNARD, CA 93035-1659

Mortgage

Document Number0000020046
DateApr 01, 2024
Instrument2024000020046
Lender
NameLOANCARE LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term331 Months
DueNov 01, 2051

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2903 KELP LN, OXNARD, CA 93035-1659
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2903 KELP LN, OXNARD, CA 93035-1659

Mortgage

Document Number0000063197
DateSep 04, 2025
Instrument2025000063197
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressPOMPANO BEACH, FL 33067
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term479 Months
DueAug 01, 2065

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2903 KELP LN, OXNARD, CA 93035-1659
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2903 KELP LN, OXNARD, CA 93035-1659

Mortgage

Document Number0000037649
DateMar 22, 2022
Instrument2022000037649
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term356 Months
DueNov 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2903 KELP LN, OXNARD, CA 93035-1659
Document Number0000060587
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2903 KELP LN OXNARD CA 930351659, OXNARD, CA 93035-1659

Mortgage

Document Number0000060587
DateMay 01, 2020
Instrument60587
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVENTURA CA
Property Address2903 KELP LN, OXNARD, CA 93035-1659
Document Number0000060586
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2903 KELP LN OXNARD CA 930351659, OXNARD, CA 93035-1659

Mortgage

Document Number0000060586
DateMay 01, 2020
Instrument60586
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2050
Interest
Rate TypeFixed Rate

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateJul 03, 2018
Property Address2903 KELP LN, OXNARD, CA 93035-1659
Document Number0000075969
Instrument DateJun 20, 2018
Instrument75969
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2903 KELP LN OXNARD CA 930351659, OXNARD, CA 93035-1659

Mortgage

Document Number75970
DateJul 03, 2018
Instrument75970
Lender
NameDIGNIFIED HM LNS
TypeFunding / Finance Company
AddressWESTLAKE VILLAGE, CA 91362
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 02, 2048

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$413,881 (+2%) Land $269,097 Building $144,784
2025$4,953.00 (+2.25%) Homeowner's exemption$405,766 (+4.04%) Land $263,820 Building $141,946
2024$4,844.00 (+3.81%)
2023$4,666.00 (+3.14%) Homeowner's exemption$390,010 Land $253,575 Building $136,435
2022$4,524.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN185-0-070-325

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,051 sqft Living Area
1st Floor510 sqft 1st Floor
2nd Floor541 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment Style
Lot Area1,306 sqft (0.03 acres)
Parking Spaces1 Parking Spaces
Garage Area399 sqft Garage

Location & Zoning

Street Address2903 KELP LN
CityOXNARD
StateCA
Zip93035-1659
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTRACT: 283700 LOT: 1 REF: 078MR 022 CONDO PLAN: -3
Legal SubdivisionMANDALAY BEACH TOWNHOMES HOA
Legal Tract283700
Legal Block70
Legal Lot Number1
JurisdictionVENTURA CA
Minor Civil DivisionOXNARD
Census Blockgroup2
Census Block2012
Census Tract3613

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