2903 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2903 Jefferson St, Duluth, MN 55812 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,710 sqft · built 1916
Lot Size	0.319 acres (13,928 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (Dec 2022)
Tax Bill	$4,594 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2080-06080`

Property Details

APN / Parcel Number

Primary APN	`010-2080-06080`
Alternative APNs	`1075554` `1142449`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,710 sqft Gross Area
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	13,928 sqft (0.319 acres)
Garage Area	400 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	266 sqft
Deck Area	230 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1142449
Street Address	2903 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 AND 16 SERIAL #
Legal Subdivision	HARRISONS DIVISION OF DULUTH
Legal Block	40
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3008
Census Tract	700

Owner

Source: St. Louis County records · APN 010-2080-06080

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2903 JEFFERSON ST, DULUTH, MN 55812-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FEDERAL CREDIT UNION
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Aug 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	20221064719
Prior Transfer Date	Apr 15, 2019
Prior Transfer Doc	00T1013567
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 29, 2026
Property Address	2903 JEFFERSON ST, DULUTH, MN 55812-2324
Document Number	0001101022
Instrument Date	Apr 10, 2026
Instrument	20261101022
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ST LOUIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 JEFFERSON ST, DULUTH, MN 55812-2324
Investor	Possibly a Property Investor

Mortgage

Document Number	0001101022,
Date	Apr 29, 2026
Instrument	20261101022

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2036

Interest

Rate Type	Balloon
Rate	6.11%
Initial Type	Balloon
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 21, 2022
Property Address	2903 JEFFERSON ST, DULUTH, MN 55812-2324
Document Number	0001064719
Instrument Date	Dec 13, 2022
Instrument	1064719
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$956.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2903 JEFFERSON ST, DULUTH, MN 55812-2324

Mortgage

Document Number	0001064720
Date	Dec 21, 2022
Instrument	1064720

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 12, 2019
Property Address	2903 JEFFERSON ST, DULUTH, MN 55812-2324
Document Number	00T1013567
Instrument Date	Apr 15, 2019
Instrument	T1013567
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$165.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 JEFFERSON ST DULUTH MN 558122324, DULUTH, MN 55812-2324

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 12, 2019
Property Address	2903 JEFFERSON ST, DULUTH, MN 55812-2324
Document Number	00T1013566
Instrument Date	Jun 15, 2018
Instrument	T1013566
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 JEFFERSON ST DULUTH MN 558122324, DULUTH, MN 55812-2324

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,594.00 (+38.96%) Homeowner's exemption
2025	$3,306.00 (-2.94%) Homeowner's exemption	$354,100 (+35.72%) Land $108,500 Building $245,600	$354,100 (+35.72%) Land $108,500 Building $245,600
2024	$3,406.00	$260,900 (+16.89%) Land $63,200 Building $197,700	$260,900 (+16.89%) Land $63,200 Building $197,700
2022		$223,200 Land $55,400 Building $167,800	$223,200 Land $55,400 Building $167,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370007003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures