Santa Rosa County property record for 2903 Holley Point Rd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,408 sqft · built 1992 |
| Lot Size | 0.63 acres (27,466 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $279,000 (Nov 2014) |
| Tax Bill | $150 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-2S-27-0000-05800-0000 |
| Primary APN | 01-2S-27-0000-05800-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,408 sqft Heated Area |
| Gross Area | 2,278 sqft |
| 1st Floor Area | 1,836 sqft |
| Utility Area | 12 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 27,466 sqft (0.63 acres) |
| Lot Dimensions | 4,430 ft deep x 620 ft wide |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 412 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 012S270000058000000 |
|---|---|
| Street Address | 2903 HOLLEY POINT RD |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *DESC IN MORE DETAIL FOR 2015* COM SE COR OF NE4 THN S86*30'W 171 FT THN S02*30'E 271 FT TO PT ON MHWL OF EAST BAY & POB THN |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 01 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1220 |
| Census Tract | 10802 |
The current owner of 2903 Holley Point Rd bought it in November 2014.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2903 HOLLEY POINT RD, NAVARRE, FL 32566-9507 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Dec 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2014 · Amount on File |
| Deed Sale | Nov 19, 2014 · Amount on File |
| Deed Document Number | 201440716 |
| Deed Book / Page | 3388 / 0575 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2903 HOLLEY POINT RD, NAVARRE, FL 32566-9507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2903 BOLLEY POINT ROAD, NAVARRE, FL 32566 |
| Document Number | 0042111793 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 4211/1793 |
| Instrument | 202178453 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2903 HOLLEY POINT RD, NAVARRE, FL 32566-9507 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040431863 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 4043/1863 |
| Instrument | 202068088 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 290 Months |
| Due | Feb 1, 2045 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $150.00 (+7.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $159,279 (+3%) | $250,818 (+3.27%) Land $82,385 Building $168,433 |
| 2023 | $140.00 (+6.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $154,640 (+3%) | $242,872 (+6.66%) Land $82,385 Building $160,487 |
| 2022 | $131.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $150,136 | $227,706 Land $74,896 Building $152,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2903 Holley Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2903 Holley Point Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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