2903 Hammock Ter, Sebring, FL 33872 Property Records

Highlands County property record for 2903 Hammock Ter, Sebring, FL 33872 · Last verified April 2026

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 989 sqft · built 1985
Lot Size	0.123 acres (5,364 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (May 2024)
Tax Bill	$1,311 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-35-34-28-060-0020-0150`

Property Details

APN / Parcel Number

Primary APN	`C-35-34-28-060-0020-0150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	989 sqft Living Area
Gross Area	1,275 sqft
1st Floor Area	989 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,364 sqft (0.123 acres)
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Driveway	Concrete Driveway
Driveway Area	198 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	200 sqft
Pool House	200 sqft
Porch	Screened Porch
Porch Area	552 sqft
Shed	1 Shed
Utility Building	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2903 HAMMOCK TER
City	SEBRING
State	FL
Zip	33872-4124
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HAMMOCK TERRACE PB 12/16 LOT 15 BLK 2
Legal Range	28E
Legal Township	34S
Legal Section	35
Legal Subdivision	HAMMOCK TERRACE
Legal Block	2
Legal Lot Number	15
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3002
Census Tract	960602

Owner

Source: Highlands County records · APN C-35-34-28-060-0020-0150

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2903 HAMMOCK TER, SEBRING, FL 33872-4124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Aug 04, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 30, 2020	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY
Aug 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Apr 11, 2022 · Amount on Record
Deed Document Number	20242204959
Deed Book / Page	3045 / 1158
Prior Transfer Date	Aug 29, 2019
Prior Transfer Doc	0001954295
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 11, 2022
Property Address	2903 HAMMOCK TER, SEBRING, FL 33872-4124
Document Number	0002087619
Book / Page	2897 / 951
Map Reference	MB 12 PG 16
Instrument Date	Apr 01, 2022
Instrument	2087619
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 BAY DR, 115, WARSAW, KY 41095-9299

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 HAMMOCK TER, SEBRING, FL 33872-4124

Mortgage

Document Number	0002897953
Date	Apr 11, 2022
Instrument	2897/953

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 04, 2021
Property Address	2903 HAMMOCK TER, SEBRING, FL 33872-4124
Document Number	0002046896
Book / Page	2841 / 1232
Map Reference	MB 12 PG 16
Instrument Date	Jul 29, 2021
Instrument	2046896
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2903 HAMMOCK TER, 2903, SEBRING, FL 33872-4124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32903 HAMMCOK TERRACE, SEBRING, FL 33872

Mortgage

Document Number	0028411233
Date	Aug 04, 2021
Instrument	2841/1233

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2041

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 30, 2020
Property Address	2903 HAMMOCK TER, SEBRING, FL 33872-4124
Document Number	0002000742
Book / Page	002775 / 001690
Instrument Date	Sep 28, 2020
Instrument	2000742
Transaction Type	Transfer
Record Updated	Oct 06, 2020
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6415 OLD OAK AVE SEBRING FL 338765840, SEBRING, FL 33876-5840

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 30, 2019
Property Address	2903 HAMMOCK TER, SEBRING, FL 33872-4124
Document Number	0001954295
Book / Page	002710 / 000761
Instrument Date	Aug 29, 2019
Instrument	1954295
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6415 OLD OAK AVE SEBRING FL 338765840, SEBRING, FL 33876-5840

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,706 (+53.7%) Land $15,000 Building $76,706	$91,706 (+53.7%) Land $15,000 Building $76,706
2024	$1,311.00 (+16.22%)
2023	$1,128.00 (+59.55%)	$59,667 (-1.03%) Land $6,500 Building $53,167	$59,667 (-1.03%) Land $6,500 Building $53,167
2022	$707.00 Homeowner's exemption Widower's exemption	$60,291 Land $6,500 Building $53,791	$60,291 Land $6,500 Building $53,791

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2004–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 676 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Xfinity, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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