2903 E 12th St, Vancouver, WA 98661 Property Records

Clark County property record for 2903 E 12th St, Vancouver, WA 98661

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,680 sqft · built 1942
Lot Size	0.188 acres (8,196 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2018)
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000000003730401`

Property Details

APN / Parcel Number

Primary APN	`0000000003730401`
Alternative APN	`037304010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	840 sqft
Upper Floors Area	420 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1948
Exterior Material	Other
Construction Type	Steel Frame
Roof Material	Concrete
Lot Area	8,196 sqft (0.188 acres)
Lot Dimensions	67 ft deep x 119 ft wide
Porch	Covered Porch
Porch Area	16 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2903 E 12TH ST
City	VANCOUVER
State	WA
Zip	98661-4808
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-18
Legal Description	HARNEY HEIGHTS LOT 5 BLK 21 FOR ASSESSOR USE ONLY HARNEY HEIGHTS LOT 5 BLK 21
Legal Subdivision	HARNEY HEIGHTS
Legal Block	21
Legal Lot Number	5
Jurisdiction	CLARK WA
Township / Civil Division	VANCOUVER
Census Block Group	2
Census Block	2004
Census Tract	42800

Owner

2903 E 12th St, a duplex, is owned and occupied by two individuals who bought it in December 2018.

Source: Clark County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2903 E 12TH ST, VANCOUVER, WA 98661-4808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Dec 4, 2018	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2018 · Amount on File
Deed Sale	Dec 4, 2018 · Amount on File
Deed Document Number	20185568652
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	2903 E 12TH ST, VANCOUVER, WA 98661-4808
Document Number	0005719220
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2903 E 12TH ST VANCOUVER WA 986614808, VANCOUVER, WA 98661-4808

Mortgage

Document Number	0005719220
Date	Apr 3, 2020
Instrument	5719220

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	2903 E 12TH ST, VANCOUVER, WA 98661-4808
Document Number	0005647750
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2903 E 12TH ST VANCOUVER WA 986614808, VANCOUVER, WA 98661-4808

Mortgage

Document Number	0005647750
Date	Sep 13, 2019
Instrument	5647750

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Dec 4, 2018
Property Address	2903 E 12TH ST, VANCOUVER, WA 98661-4808
Document Number	0005568652
Map Reference	MB E PG66
Instrument Date	Nov 12, 2018
Instrument	5568652
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	CLARK COUTY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,523.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 E 12TH ST, VANCOUVER, WA 98661-4808

Mortgage

Document Number	0005568653
Date	Dec 4, 2018
Instrument	5568653

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2903 E 12th St was $3,919.

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	Vancouver City
Unified School District	Vancouver Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,339 (-5.38%) Land $213,556 Building $228,783	$442,339 (-5.38%) Land $213,556 Building $228,783
2025	$3,919.00	$467,485 (+16.51%) Land $228,035 Building $239,450	$467,485 (+16.51%) Land $228,035 Building $239,450
2024	$3,919.00 (+6.67%)	$401,236 (+2.18%) Land $195,458 Building $205,778	$401,236 (+2.18%) Land $195,458 Building $205,778
2023	$3,674.00	$392,662 (-3.11%) Land $195,458 Building $197,204	$392,662 (-3.11%) Land $195,458 Building $197,204
2022		$405,277 Land $195,458 Building $209,819	$405,277 Land $195,458 Building $209,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2903 E 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2903 E 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VANCOUVER serves 373,047 people · EPA ID WA5391200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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