2903 Dray Ct, Jamestown, NC 27282 Property Records

Guilford County property record for 2903 Dray Ct, Jamestown, NC 27282

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,160 sqft · built 1991
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jun 2023)
Tax Bill	$5,487 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7823427815-000`

Property Details

APN / Parcel Number

Primary APN	`7823427815-000`
Alternative APNs	`180004490000100072` `0207124`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	3,160 sqft Heated Area
Gross Area	3,478 sqft
1st Floor Area	1,311 sqft
Attic Area	360 sqft
Flooring	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	436 sqft (0.01 acres)
Garage Area	694 sqft
Porch	Open Porch
Porch Area	32 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	180004490000100072
Street Address	2903 DRAY CT
City	JAMESTOWN
State	NC
Zip	27282-8648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	72 PHASE 2 MAP 1 PB99-61 2903 DRAY CT
Legal Subdivision	JAMESFORD MDWS PH 02
Legal Phase	2
Legal Lot Number	72
Jurisdiction	GUILFORD NC
Township / Civil Division	FRIENDSHIP
Census Block Group	2
Census Block	2024
Census Tract	16407

Owner

2903 Dray Ct is owned and occupied by an individual who bought it in June 2023.

Source: Guilford County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	2903 DRAY CT, JAMESTOWN, NC 27282-8648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jul 6, 2017	Warranty Deed, Transfer CUNNINGHAM & CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	0087391127
Deed Book / Page	8739 / 1127
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Jun 23, 2023
Property Address	2903 DRAY CT, JAMESTOWN, NC 27282-8648
Document Number	0087391127
Book / Page	8739 / 1127
Map Reference	MB 99 PG 61
Instrument Date	Jun 23, 2023
Instrument	2023028341
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4643 SWAIN LN, WALKERTOWN, NC 27051-9778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 DRAY CT, JAMESTOWN, NC 27282-8648

Mortgage

Document Number	2023028342
Date	Jun 23, 2023
Instrument	2023028342

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	2903 DRAY CT, JAMESTOWN, NC 27282-8648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082631513
Date	Mar 31, 2020
Book Page	8263/1513
Instrument	2020018832

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Jul 6, 2017
Property Address	2903 DRAY CT, JAMESTOWN, NC 27282-8648
Document Number	0079511406
Book / Page	007951 / 001406
Instrument Date	Jul 3, 2017
Instrument	37406
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2903 DRAY CT JAMESTOWN NC 272828648, JAMESTOWN, NC 27282-8648

Mortgage

Document Number	79511408
Date	Jul 6, 2017
Book Page	007951/001408
Instrument	37407

Lender

Name	CUNNINGHAM & CO
Address	OKLAHOMA CITY, OK 73116

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2903 Dray Ct was $5,487.

Source: Guilford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Municipality	High Point City
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,487.00	$65,000 Land $65,000
2023	$4,577.00	$381,000 Land $65,000 Building $316,000	$381,000 (+486.15%) Land $65,000 Building $316,000
2022			$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2903 Dray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2903 Dray Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIGH POINT serves 118,662 people · EPA ID NC0241020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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