2903 Curtis Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 2903 Curtis Dr, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,497 sqft · built 2005
Lot Size	0.187 acres (8,160 sqft)
Owner	2 Individual Names on File
Last Sale	$209,249 (Jan 2022)
Tax Bill	$3,367 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Aug 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1-41-17-6260`

Property Details

APN / Parcel Number

Primary APN	`1-41-17-6260`
Alternative APN	`137461`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,497 sqft Living Area
Gross Area	1,937 sqft
1st Floor Area	1,497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2903 CURTIS DR
City	COPPERAS COVE
State	TX
Zip	76522-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE CREEK NORTH PHS 1, BLOCK 14, LOT 4, ACRES .1873
Legal Subdivision	HOUSE CREEK NORTH PHS 1
Legal Phase	1
Legal Tract	4
Legal Block	14
Legal Lot Number	4
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	4
Census Block	4000
Census Tract	10603

Owner

2903 Curtis Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Coryell County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2903 CURTIS DR, COPPERAS COVE, TX 76522-9722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 4, 2005	Deed of Trust, Mortgage FIRST STATE BANK CENTRAL TEXAS
Oct 5, 2012	Deed of Trust, Mortgage · VA Mortgage AMERIGROUP MORTGAGE CORP
Jan 25, 2022	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 9, 2020	Warranty Deed, Transfer LAND EXCHANGE ABSTRACT AND TITLE, LAND EXCHANGE ABSTRACT & TTL
Apr 9, 2020	Vendor's Lien, Transfer · Construction Mortgage VERISTONE FUND I LLC
Mar 23, 2020	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Apr 9, 2020
Deed Document Number	2022348167
Prior Transfer Date	Apr 2, 2020
Prior Transfer Doc	0000325456
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2903 CURTIS DR, COPPERAS COVE, TX 76522-9722
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 CURTIS DR, COPPERAS COVE, TX 76522-9722

Mortgage

Document Number	0000376496
Date	Sep 12, 2024
Instrument	376496

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Feb 1, 2052

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2903 CURTIS DR, COPPERAS COVE, TX 76522-9722
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000185388
Date	Aug 4, 2005
Instrument	185388

Lender

Name	FIRST STATE BANK CENTRAL TEXAS
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Amount	Amount on Record
Term	8 Months
Due	Apr 2, 2006

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2903 CURTIS DR, COPPERAS COVE, TX 76522-9722
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	NATIONAL TITLE NTWK INC, NATIONAL TITLE NETWORK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000257401
Date	Oct 5, 2012
Instrument	257401

Lender

Name	AMERIGROUP MORTGAGE CORP
Type	Mortgage Company
Address	SAINT PETERSBURG, FL 33707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2042

Interest

Rate Type	Fixed Rate
Rate	2.5%
Type Change Date	Jan 1, 2016
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	3.5%
Index	1-Year CMT
Margin	2
Max Rate	7.5%

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jan 25, 2022
Property Address	2903 CURTIS DR, COPPERAS COVE, TX 76522-9722
Document Number	0000348167
Map Reference	CAB B SL 547
Instrument Date	Jan 18, 2022
Instrument	348167
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 NE SKIPANON DR # 352, 352, WARRENTON, OR 97146-9611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CURTIS DRIVE, COPPERAS COVE, TX 76522

Mortgage

Document Number	0000348168
Date	Jan 25, 2022
Instrument	348168

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORYELL TX
Recording Date	Apr 9, 2020
Property Address	2903 CURTIS DR, COPPERAS COVE, TX 76522-9722
Document Number	0000325458
Map Reference	CAB B SL 547
Instrument Date	Apr 6, 2020
Instrument	325458
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	LAND EXCHANGE ABSTRACT AND TITLE, LAND EXCHANGE ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2006 S BAGDAD RD, LEANDER, TX 78641-3577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 CURTIS DR, COPPERAS COVE, TX 76522-9722

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Apr 9, 2020
Property Address	2903 CURTIS DR, COPPERAS COVE, TX 76522-9722
Document Number	0000325456
Map Reference	CAB B SL 457
Instrument Date	Apr 2, 2020
Instrument	325456
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6725 116TH AVE NE STE 210, 210, KIRKLAND, WA 98033-8455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 N RAINBOW BLVD STE 300A, 300A, LAS VEGAS, NV 89107-1061
Investor	Possibly a Property Investor

Mortgage

Document Number	0000325457
Date	Apr 9, 2020
Instrument	325457

Lender

Name	VERISTONE FUND I LLC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CORYELL TX
Recording Date	Mar 23, 2020
Property Address	2903 CURTIS DR, COPPERAS COVE, TX 76522-9722
Document Number	0000325030
Map Reference	CAB B SL 547
Instrument Date	Sep 24, 2012
Instrument	325030
Transaction Type	Foreclosure
Record Updated	Mar 2, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6725 116TH AVE NE STE 210, 210, KIRKLAND, WA 98033-8455

Tax Assessment & Valuation

The 2025 property tax bill for 2903 Curtis Dr was $3,367 with a homeowner's exemption, down 3% from the year before.

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,367.00 (-2.97%)	$221,470 Land $40,000 Building $181,470	$221,470 Land $40,000 Building $181,470
2024	$3,470.00 (-2.36%)
2023	$3,554.00 (+24.92%)	$224,610 Land $40,000 Building $184,610	$224,610 Land $40,000 Building $184,610
2022	$2,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2903 Curtis Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2007–2025)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2903 Curtis Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSEY WSC serves 963 people · EPA ID TX0500005
Water Source	Purchased surface water from CITY OF COPPERAS COVE
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Altitude ISP.

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