2903 Cornwallis Rd, Kinston, NC 28504 Property Records

Lenoir County property record for 2903 Cornwallis Rd, Kinston, NC 28504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,114 sqft · built 1988
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (May 2023)
Tax Bill	$2,951 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`451606275642`

Property Details

APN / Parcel Number

Primary APN	`451606275642`
Alternative APN	`8630`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,114 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	214 ft deep x 85.7 ft wide
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2903 CORNWALLIS RD
City	KINSTON
State	NC
Zip	28504-8457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA6
Legal Description	2903 CORNWALLIS ROAD SP142,000 / 2002
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	1
Census Block	1015
Census Tract	10800

Owner

2903 Cornwallis Rd is owned and occupied by an individual who bought it in May 2023.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2903 CORNWALLIS RD, KINSTON, NC 28504-8457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	Sep 4, 2009 · Amount on File
Deed Book / Page	1989 / 625
Prior Transfer Date	Sep 1, 2009
Prior Transfer Doc	0015840012
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	May 23, 2023
Property Address	2903 CORNWALLIS RD, KINSTON, NC 28504-8457
Document Number	0019890625
Book / Page	1989 / 625
Map Reference	CAB 3 PG 42
Instrument Date	May 17, 2023
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 CORNWALLIS RD, KINSTON, NC 28504-8457

Mortgage

Document Number	0001989629
Date	May 23, 2023
Instrument	1989/629

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

Tax Assessment & Valuation

The 2026 property tax bill for 2903 Cornwallis Rd was $2,951, down 2.9% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Kinston City
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,951.00 (-2.86%)	$216,251 (-) Land $17,972 Building $198,279	$216,251 (-) Land $17,972 Building $198,279
2025	$3,038.00	$216,251 Land $17,972 Building $198,279	$216,251 Land $17,972 Building $198,279
2023	$2,017.00	$124,915 Land $16,000 Building $108,915	$124,915 Land $16,000 Building $108,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2903 Cornwallis Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2903 Cornwallis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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