2903 Clarks Point Dr, Laurel, MT 59044 Property Records

Yellowstone County property record for 2903 Clarks Point Dr, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,332 sqft · built 2020
Lot Size	1.85 acres (80,978 sqft)
Owner	Individual Name on Record
Last Sale	$477,100 (Apr 2021)
Tax Bill	$3,277 (2025)
Deeds & Mortgages	Nov 2023 Transfer Aug 2023 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`000C158370`

Property Details

APN / Parcel Number

Primary APN	`000C158370`
Alternative APNs	`03-0821-23-4-04-07-0000` `R0354737` `C15837`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,332 sqft Living Area
Gross Area	3,568 sqft
1st Floor Area	1,832 sqft
Basement Area	1,736 sqft
Finished Basement	1,500 sqft
Unfinished Basement	236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,978 sqft
View / Lot	Rural
Garage Area	950 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2903 CLARKS POINT DR
City	LAUREL
State	MT
Zip	59044-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARKS FORK RVR RANCH 2ND (08), S23, T02 S, R24 E, LOT 19, 1.859 AC(08)
Legal Range	24E
Legal Township	02S
Legal Section	23
Legal Subdivision	CLARKS FORK RVR RANCH 2ND (08)
Legal Block	2
Legal Lot Number	19
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	SOUTH YELLOWSTONE
Census Block Group	2
Census Block	2099
Census Tract	940001

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Intrafamily Transfer, Transfer
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 19, 2020	Deed of Trust, Mortgage · Construction Mortgage STOCKMAN BANK
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK
Apr 20, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Apr 12, 2021	Quit Claim Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO
Jul 20, 2020	Warranty Deed, Transfer FIRST MONTANA TITLE
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Jul 20, 2020
Deed Document Number	20213968921
Last Transfer Date	Nov 8, 2023
Transfer Doc	0004062080
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 8, 2023
Property Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518
Document Number	0004062080
Map Reference	DOC 34218834
Instrument Date	Nov 8, 2023
Instrument	4062080
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004056581
Date	Aug 28, 2023
Instrument	4056581

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2043

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 BASIN CREEK RD, BILLINGS, MT 59101-9107

Mortgage

Document Number	0003934543
Date	Aug 19, 2020
Instrument	3934543

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 3, 2021

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518

Mortgage

Document Number	0004013932
Date	Apr 12, 2022
Instrument	4013932

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 10, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 20, 2021
Property Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518
Document Number	0003968921
Map Reference	DOC 3421834
Instrument Date	Apr 19, 2021
Instrument	3968921
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518

Mortgage

Document Number	0003968922
Date	Apr 20, 2021
Instrument	3968922

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 12, 2021
Property Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518
Document Number	0003967741
Map Reference	DOC 3421834
Instrument Date	Apr 12, 2021
Instrument	3967741
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 RANCH TRAIL RD, LAUREL, MT 59044-3611

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 20, 2020
Property Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518
Document Number	0003928382
Instrument Date	Jul 17, 2020
Instrument	3928382
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 19TH AVE W LAUREL MT 590449772, LAUREL, MT 59044-9772

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2903 CLARKS POINT DR, LAUREL, MT 59044-8518
Document Number	0003889727
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 GETAWAY TRL ROSCOE MT 59071, ROSCOE, MT 59071

Mortgage

Document Number	0003889727
Date	Jul 25, 2019
Instrument	3889727

Lender

Name	FIRST INTERSTATE BK
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 24, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,000 (-) Land $152,026 Building $477,974	$630,000 (-) Land $152,026 Building $477,974
2025	$3,277.00 (-17.29%)	$630,000 (+15.43%) Land $152,026 Building $477,974	$630,000 (+15.43%) Land $152,026 Building $477,974
2024	$3,962.00 (+14.61%)
2023	$3,457.00	$545,800	$545,800 Land $116,358 Building $429,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2011–2022)
Most Recent Claim	Jun 2022 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jun 2022 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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