2903 Aspen Dr, Durango, CO 81301 Property Records

La Plata County property record for 2903 Aspen Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 3,314 sqft · built 1965
Lot Size	0.169 acres (7,350 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (May 2025)
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5665-163-21-002`

Property Details

APN / Parcel Number

Primary APN	`5665-163-21-002`
Alternative APN	`R018591`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,314 sqft Living Area
1st Floor Area	2,314 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Lot Area	7,350 sqft (0.169 acres)
Garage Type	Attached
Garage Area	300 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	402 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R018591
Street Address	2903 ASPEN DR
City	DURANGO
State	CO
Zip	81301-4475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ANIMAS HGHTS ADD BLOCK: 1 LOT: 2 ANIMAS HTS RESUB 2903 ASPEN DR DURANGO 81301
Legal Subdivision	ANIMAS HGHTS ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970800

Owner

2903 Aspen Dr is owned and occupied by two individuals who bought it in May 2025.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2903 ASPEN DR, DURANGO, CO 81301-4475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Oct 14, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Oct 14, 2020 · Amount on File
Deed Document Number	20251242750
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	2903 ASPEN DR, DURANGO, CO 81301-4475
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 ASPEN DR, DURANGO, CO 81301-4475

Mortgage

Document Number	0001248071
Date	Nov 3, 2025
Instrument	1248071

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 14, 2020
Property Address	2903 ASPEN DR, DURANGO, CO 81301-4475
Document Number	0001179520
Map Reference	DOC 326811
Instrument Date	Oct 8, 2020
Instrument	1179520
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2903 ASPEN DR, 2903, DURANGO, CO 81301-4475

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2903 ASPEN DR, DURANGO, CO 81301-4475

Mortgage

Document Number	0001179521
Date	Oct 14, 2020
Instrument	1179521

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2903 Aspen Dr was $2,801, up 40.4% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,800 (-0.19%) Land $14,150 Building $38,650	$846,390 (-) Land $226,800 Building $619,590
2025	$2,801.00 (+40.4%)	$52,900 Land $14,180 Building $38,720	$846,390 Land $226,800 Building $619,590
2024	$1,995.00 (+17.56%)
2023	$1,697.00 (+18.34%)	$42,230 (+19.73%) Land $10,540 Building $31,690	$630,350 (+24.2%) Land $157,380 Building $472,970
2022	$1,434.00	$35,270 Land $9,920 Building $25,350	$507,540 Land $142,760 Building $364,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2903 Aspen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2903 Aspen Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Verizon.

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