29028 Laurel Valley Dr, Vista, CA 92084 Property Records

San Diego County property record for 29028 Laurel Valley Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,086 sqft · built 1987
Lot Size	0.105 acres (4,590 sqft)
Owner	Company Name on File
Last Sale	$460,000 (Jan 2014)
Tax Bill	$6,031 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`172-260-63-00`

Property Details

APN / Parcel Number

Primary APN	`172-260-63-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,086 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,590 sqft (0.105 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	29028 LAUREL VALLEY DR
City	VISTA
State	CA
Zip	92084-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 88 TR 011397
Legal Subdivision	VISTA 4450-1
Legal Tract	011397
Legal Block	2
Legal Lot Number	88
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19209

Owner

29028 Laurel Valley Dr is owned by a company that acquired it in April 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	29028 LAUREL VALLEY DR, VISTA, CA 92084-2220
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NFM INC
May 5, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Jan 29, 2018	Loan Modification, Mortgage · Line of Credit CALIFORNIA CU
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2014 · Amount on File
Deed Sale	Jan 9, 2014 · Amount on File
Prior Sale	Oct 3, 1995 · Amount on File
Deed Document Number	201411691
Last Transfer Date	Apr 28, 2021
Transfer Doc	0000347904
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2021
Property Address	29028 LAUREL VALLEY DR, VISTA, CA 92084-2220
Document Number	0000347904
Map Reference	MAP 11397
Instrument Date	Apr 28, 2021
Instrument	2021-0347904
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	29028 LAUREL VALLEY DR, VISTA, CA 92084-2220

Mortgage

Document Number	0000347905
Date	May 5, 2021
Instrument	2021-0347905

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2021
Property Address	29028 LAUREL VALLEY DR, VISTA, CA 92084-2220
Document Number	0000347906
Map Reference	MAP 11397
Instrument Date	Apr 28, 2021
Instrument	2021-0347906
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	29028 LAUREL VALLEY DR, VISTA, CA 92084-2220

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	29028 LAUREL VALLEY DR, VISTA, CA 92084-2220
Document Number	0000045115
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	29028 LAUREL VALLEY DR VISTA CA 920842220, VISTA, CA 92084-2220

Mortgage

Document Number	0000045115
Date	Feb 5, 2018
Instrument	45115

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	SAN DIEGO, CA 92111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	29028 LAUREL VALLEY DR, VISTA, CA 92084-2220
Document Number	0000181697
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	29028 LAUREL VALLEY DR VISTA CA 920842220, VISTA, CA 92084-2220

Mortgage

Document Number	0000181697
Date	Apr 24, 2017
Instrument	181697

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	SAN DIEGO, CA 92186-5833

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 29028 Laurel Valley Dr was $6,031 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,162 (+2%) Land $182,909 Building $392,253
2025	$6,031.00 Homeowner's exemption	$563,885 Land $179,323 Building $384,562
2023	$5,798.00 (+1.4%) Homeowner's exemption	$541,990 Land $172,360 Building $369,630
2022	$5,718.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 29028 Laurel Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29028 Laurel Valley Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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