2902 W Ross Ave, Phoenix, AZ 85027 Property Records

Maricopa County property record for 2902 W Ross Ave, Phoenix, AZ 85027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,444 sqft · built 1996
Lot Size	0.208 acres (9,080 sqft)
Owner	Individual Name on File
Last Sale	$239,255 (Nov 2018)
Tax Bill	$1,361 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`206-08-334`

Property Details

APN / Parcel Number

Primary APN	`206-08-334`
Alternative APN	`206083340`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	1,594 sqft
1st Floor Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,080 sqft (0.208 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2902 W ROSS AVE
City	PHOENIX
State	AZ
Zip	85027-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	JUBILEE MCR 379-01
Legal Range	2E
Legal Township	4N
Legal Section	23
Legal Subdivision	JUBILEE
Legal Lot Number	35
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	614602

Owner

2902 W Ross Ave is owned and occupied by an individual who bought it in November 2018.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 17, 2022	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY LLC
Oct 1, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY LLC
Nov 2, 2018	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Oct 10, 2014 · Amount on File
Deed Document Number	2018820867
Prior Transfer Date	Apr 10, 1996
Prior Transfer Doc	0000249003
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143

Mortgage

Document Number	0000356089
Date	Jul 10, 2023
Instrument	20230356089

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143

Mortgage

Document Number	0000242525
Date	Mar 17, 2022
Instrument	20220242525

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143

Mortgage

Document Number	0001064943
Date	Oct 1, 2021
Instrument	20211064943

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Aug 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143

Mortgage

Document Number	0000895298
Date	Aug 18, 2021
Instrument	20210895298

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143

Mortgage

Document Number	0000553142
Date	Jul 22, 2019
Instrument	20190553142

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 2, 2018
Property Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143
Document Number	0000820867
Map Reference	MB 379 PG 1
Instrument Date	Sep 24, 2018
Instrument	20180820867
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2902 W ROSS AVE, 2902, PHOENIX, AZ 85027-3143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 W ROSS AVE, PHOENIX, AZ 85027-3143

Mortgage

Document Number	0000820868
Date	Nov 2, 2018
Instrument	20180820868

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2902 W Ross Ave was $1,361.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,110 (+130.69%)	$361,100 (+2.06%) Land $72,200 Building $288,900
2025	$1,361.00	$15,653 (-57.21%)	$353,800 (-3.28%) Land $70,700 Building $283,100
2024		$36,580	$365,800 Land $73,100 Building $292,700
2023	$1,324.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2902 W Ross Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2902 W Ross Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AirFiber WISP, T-Mobile.

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