2902 W Palmer Dr, Payson, AZ 85541 Property Records

Gila County property record for 2902 W Palmer Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1 ba · 916 sqft · built 1969
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2020)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-38-174`

Property Details

APN / Parcel Number

Primary APN	`302-38-174`
Alternative APNs	`R022043` `022043`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	916 sqft Living Area
1st Floor Area	916 sqft

Exterior

Year Built	Built 1969
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Carport
Carport	Carport
Carport Area	364 sqft
Parking Spaces	1 Parking Space
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	R022043
Street Address	2902 W PALMER DR
City	PAYSON
State	AZ
Zip	85541-3470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 31 TOWNSHIP: 11N RANGE: 10E COUNTRY CLUB VISTA #2 LOT 174 233/604 267/410; PLAT 261
Legal Range	10E
Legal Township	11N
Legal Section	31
Legal Subdivision	COUNTRY CLUB ESTATES
Legal Lot Number	174,233
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2042
Census Tract	302

Owner

2902 W Palmer Dr is owned and occupied by an individual who bought it in January 2020.

Source: Gila County records, as of December 4, 2025

Owner of Record	Individual Name on File
Mailing Address	2902 W PALMER DR, PAYSON, AZ 85541-3470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 10, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 13, 2019	Warranty Deed, Transfer
Apr 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Prior Sale	May 13, 2019
Deed Document Number	2020-000332
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	2902 W PALMER DR, PAYSON, AZ 85541-3470
Transaction Type	Mortgage
Record Updated	Apr 20, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 W PALMER DR, PAYSON, AZ 85541-3470

Mortgage

Document Number	0000004760
Date	Apr 4, 2022
Instrument	2022-004760

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jan 10, 2020
Property Address	2902 W PALMER DR, PAYSON, AZ 85541-3470
Document Number	0000000332
Instrument Date	Dec 17, 2019
Instrument	332
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 W PALMER DR PAYSON AZ 855413470, PAYSON, AZ 85541-3470

Mortgage

Document Number	333
Date	Jan 10, 2020
Instrument	333

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

Mortgage

Document Number	334,
Date	Jan 10, 2020
Instrument	334

Lender

Name	ARIZONA IND'L DEV AUTH
Address	SCOTTSDALE, AZ 85253

Agreement

Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 13, 2019
Property Address	2902 W PALMER DR, PAYSON, AZ 85541-3470
Document Number	0000005060
Instrument Date	May 3, 2019
Instrument	2019-005060
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10501 E BLAKE RANCH RD, 10501, KINGMAN, AZ 86401-9514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 E CHARLESTON AVE, PHOENIX, AZ 85022-1261

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Apr 30, 2019
Property Address	2902 W PALMER DR, PAYSON, AZ 85541-3470
Document Number	0000004601
Instrument Date	Mar 21, 2019
Instrument	4601
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10501 E BLAKE RANCH RD KINGMAN AZ 864019514, KINGMAN, AZ 86401-9514

Tax Assessment & Valuation

The 2025 property tax bill for 2902 W Palmer Dr was $1,256.

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,316 Land $6,434 Building $11,882	$183,159 Land $64,340 Building $118,819
2025	$1,256.00
2024		$15,855 Land $3,996 Building $11,859	$158,557 Land $39,963 Building $118,594
2023	$1,166.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2902 W Palmer Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2902 W Palmer Dr is high, ranking above 89% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 84% of Arizona
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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