2902 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2902 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	5,272 sqft · built 1991
Lot Size	0.096 acres (4,200 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Jun 2021)
Tax Bill	$5,224 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-4440-00620`

Property Details

APN / Parcel Number

Primary APN	`010-4440-00620`
Alternative APN	`1110994`

Interior

Stories	2 Stories
Building Area	5,272 sqft Gross Area
1st Floor Area	2,884 sqft
Basement Area	2,800 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	84 ft deep x 50 ft wide
Garage Area	500 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1110994
Street Address	2902 W 3RD ST
City	DULUTH
State	MN
Zip	55806-3321
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C2
Legal Description	LOTS 12 AND 13 AND THAT PART OF LOT 8BLK 3 GAYS DIV LYING BETWEEN TWO PARALELLINES AT RIGHT ANGLES TO E LINE OF SAIDLOT 8 AND
Legal Subdivision	WALBANKS THIRD STREET REARRANGEMENT
Legal Block	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2027
Census Tract	15600

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2222 E 1ST ST, DULUTH, MN 55812-1805
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PARK STATE BANK & TRUST
Jun 15, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Sep 7, 2018	Warranty Deed, Transfer CARVER COUNTY ABSTRACT AND TITLE INC, CARVER CNTY ABS & TITLE INC
Sep 7, 2018	Warranty Deed, Transfer HOMETOWN BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	20211416569
Prior Transfer Date	May 11, 2015
Prior Transfer Doc	00A1260951
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 15, 2021
Property Address	2902 W 3RD ST, DULUTH, MN 55806-3321
Document Number	0001416569
Instrument Date	Jun 7, 2021
Instrument	1416569
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 E 1ST ST, DULUTH, MN 55812-1805

Mortgage

Document Number	0001416570
Date	Jun 15, 2021
Instrument	1416570

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 15, 2021
Property Address	2902 W 3RD ST, DULUTH, MN 55806-3321
Document Number	0001416568
Instrument Date	Jun 4, 2021
Instrument	1416568
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 W 3RD ST, DULUTH, MN 55806-3321

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 7, 2018
Property Address	2902 W 3RD ST, DULUTH, MN 55806-3321
Document Number	0001340184
Instrument Date	Aug 1, 2018
Instrument	1340184
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	CARVER COUNTY ABSTRACT AND TITLE INC, CARVER CNTY ABS & TITLE INC

Transaction

Amount	Amount Recorded
Tax	$706.20
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56359 FREEDOM AVE PINE CITY MN 550639069, PINE CITY, MN 55063-9069

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 7, 2018
Property Address	2902 W 3RD ST, DULUTH, MN 55806-3321
Document Number	0001340185
Instrument Date	Aug 1, 2018
Instrument	1340185
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	CARVER COUNTY ABSTRACT AND TITLE INC, CARVER CNTY ABS & TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3302 CRESTWOOD DR NE ALEXANDRIA MN 563088956, ALEXANDRIA, MN 56308-8956
Investor	Possibly a Property Investor

Mortgage

Document Number	1340187
Date	Sep 7, 2018
Instrument	1340187

Lender

Name	HOMETOWN BK
Type	Bank
Address	WACONIA, MN 55387

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 6, 2043

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,224.00 (+12.25%)
2025	$4,654.00 (-2.02%)	$289,700 (+9.53%) Land $25,800 Building $263,900	$289,700 (+9.53%) Land $25,800 Building $263,900
2024	$4,750.00	$264,500 (+12.65%) Land $23,500 Building $241,000	$264,500 (+12.65%) Land $23,500 Building $241,000
2022		$234,800 Land $23,500 Building $211,300	$234,800 Land $23,500 Building $211,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AirFiber.

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