2902 Valley Ln, Sandusky, OH 44870 Property Records

Erie County property record for 2902 Valley Ln, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,595 sqft · built 1979
Lot Size	0.339 acres (14,745 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2020)
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-00001-000`

Property Details

APN / Parcel Number

Primary APN	`41-00001-000`
Alternative APN	`000898-4`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,595 sqft Living Area
1st Floor Area	2,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,745 sqft (0.339 acres)
Lot Dimensions	146 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	Deck Area
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000898-4
Street Address	2902 VALLEY LN
City	SANDUSKY
State	OH
Zip	44870-5952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 VALLEY LANE SUB
Legal Subdivision	VALLEY LANE SUBDIVISION
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	1
Census Block	1009
Census Tract	40400

Owner

Source: Erie County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2902 VALLEY LN, SANDUSKY, OH 44870-5952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit VACATIONLAND FCU
Apr 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 16, 2020	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK
Dec 29, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Nov 3, 1995 · Amount on Record
Deed Document Number	20202223
Last Transfer Date	Apr 2, 2020
Transfer Doc	0000002674
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	2902 VALLEY LN, SANDUSKY, OH 44870-5952
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 VALLEY LN, SANDUSKY, OH 44870-5952

Mortgage

Document Number	0000002163
Date	Mar 30, 2023
Instrument	202302163

Lender

Name	VACATIONLAND FCU
Type	Credit Union
Address	SANDUSKY, OH 44871

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE OH
Recording Date	Apr 3, 2020
Property Address	2902 VALLEY LN, SANDUSKY, OH 44870-5952
Document Number	0000002674
Instrument Date	Apr 2, 2020
Instrument	2674
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2902 VALLEY LN SANDUSKY OH 448705952, SANDUSKY, OH 44870-5952

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Mar 16, 2020
Property Address	2902 VALLEY LN, SANDUSKY, OH 44870-5952
Document Number	0000002223
Map Reference	VOL 16 PG 28
Instrument Date	Mar 6, 2020
Instrument	202002223
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 VALLEY LN, SANDUSKY, OH 44870-5952

Mortgage

Document Number	0000002224
Date	Mar 16, 2020
Instrument	202002224

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	2902 VALLEY LN, SANDUSKY, OH 44870-5952
Document Number	0000000150
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Apr 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2902 VALLEY LN SANDUSKY OH 448705952, SANDUSKY, OH 44870-5952

Mortgage

Document Number	0000000150
Date	Jan 6, 2017
Instrument	150

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Unified School District	Perkins Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,268.00	$90,786 (-) Land $15,764 Building $75,022
2024	$3,268.00 (+8.46%)	$90,786 (+31.09%) Land $15,764 Building $75,022	$259,390 (+31.09%) Land $45,040 Building $214,350
2023	$3,013.00 (-0.36%)	$69,254 (-) Land $13,856 Building $55,398
2022	$3,024.00	$69,254 Land $13,856 Building $55,398
2021			$197,870 Land $39,590 Building $158,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jun 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Watch TV.

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