Osceola County property record for 2902 Squire Oak Ct, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 962 sqft · built 1989 |
| Lot Size | 0.037 acres (1,612 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Nov 2023) |
| Tax Bill | $473 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 83078 |
| Primary APN | 83078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 962 sqft Heated Area |
| Gross Area | 1,028 sqft |
| 1st Floor Area | 962 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,612 sqft (0.037 acres) |
| Lot Dimensions | 52 ft deep x 30 ft wide |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 83078 |
|---|---|
| Street Address | 2902 SQUIRE OAK CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6606 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SPUD |
| Legal Description | KING OAK VILLAS PHASE 3 4TH ADDITION PB 5 PG 132 LOT 180 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | KING OAK VIL PH1 |
| Legal Phase | 3 |
| Legal Tract | 37 |
| Legal Block | 1 |
| Legal Lot Number | 180 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 43208 |
Source: Osceola County records · APN 83078
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2902 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 14, 2023 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Oct 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU |
| Mar 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on Record |
| Deed Sale | Nov 14, 2023 · Amount on Record |
| Prior Sale | Mar 15, 2019 · Amount on Record |
| Deed Document Number | 0006505103 |
| Deed Book / Page | 6505 / 103 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2902 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6606 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2902 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6606 |
| Document Number | 0068801501 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 6880/1501 |
| Instrument | 2025140832 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 14, 2023 |
| Property Address | 2902 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6606 |
| Document Number | 0065050103 |
| Book / Page | 6505 / 103 |
| Map Reference | MB 907 PG 2521 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023149952 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1718 BIRCH CIR, SAINT CLOUD, FL 34769-1646 |
| Name | Verified Name |
|---|---|
| Address | 2902 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6606 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2902 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6606 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2902 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6606 |
| Document Number | 0060592269 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 6059/2269 |
| Instrument | 2021155308 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 2902 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6606 |
| Document Number | 0054920129 |
| Book / Page | 005492 / 000129 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 33296 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2902 SQUIRE OAK CT ST CLOUD FL 347696606, ST CLOUD, FL 34769-6606 |
| Document Number | 54920130 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 005492/000130 |
| Instrument | 33297 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $473.00 (-65.77%) Homeowner's exemption Widower's exemption | $71,094 (-40.22%) | $195,600 (+18.19%) Land $30,000 Building $165,600 |
| 2023 | $1,382.00 (+4.62%) Homeowner's exemption | $118,926 (+3%) | $165,500 (+32.08%) Land $14,900 Building $150,600 |
| 2022 | $1,321.00 Homeowner's exemption | $115,463 | $125,300 Land $14,900 Building $110,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 202 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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