2902 Southern Pines Loop, Clermont, FL 34711 Property Records

Lake County property record for 2902 Southern Pines Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,380 sqft · built 2014
Lot Size	0.215 acres (9,360 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Aug 2025)
Tax Bill	$5,635 (2024)
Deeds & Mortgages	Jan 2017 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-22-26-1900-000-03200`

Property Details

APN / Parcel Number

Primary APN	`33-22-26-1900-000-03200`
Alternative APNs	`262233190000003200` `3839302`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,380 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	2,200 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,360 sqft (0.215 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3839302
Street Address	2902 SOUTHERN PINES LOOP
City	CLERMONT
State	FL
Zip	34711-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SOUTHERN PINES PB 55 PG 29-30 LOT 32 ORB 6580 PG 361
Legal Range	26E
Legal Township	22S
Legal Section	33
Legal Subdivision	SOUTHERN PINES
Legal Tract	A,B
Legal Lot Number	32
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2089
Census Tract	31315

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2902 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9001
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
May 1, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Document Number	2025100702
Deed Book / Page	6580 / 361
Prior Transfer Date	Nov 29, 2005
Prior Transfer Doc	0030222030
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2902 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048931853
Date	Jan 25, 2017
Book Page	4893/1853
Instrument	2017008634

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2902 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054640013
Date	May 1, 2020
Book Page	5464/13
Instrument	2020049143

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,359 (-) Land $100,000 Building $299,359	$399,359 (-) Land $100,000 Building $299,359
2025		$399,359 (+71.48%) Land $100,000 Building $299,359	$399,359 (+24.21%) Land $100,000 Building $299,359
2024	$5,635.00 (+69.52%)
2023	$3,324.00 (+3.2%) Homeowner's exemption	$232,890 (+3%)	$321,525 (-) Land $60,000 Building $261,525
2022	$3,221.00 Homeowner's exemption	$226,110	$321,525 Land $60,000 Building $261,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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