2902 Ridge Rd, Long Beach (Michigan City), IN 46360 Property Records

LaPorte County property record for 2902 Ridge Rd, Long Beach, IN 46360

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 7,439 sqft · built 1938
Lot Size	0.964 acres (41,995 sqft)
Owner	Individual Name on File
Tax Bill	$30,863 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-01-14-227-077.000-023`

Property Details

APN / Parcel Number

Primary APN	`46-01-14-227-077.000-023`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	7,439 sqft Living Area
Gross Area	7,957 sqft
1st Floor Area	7,439 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	41,995 sqft (0.964 acres)
Lot Dimensions	227 ft deep x 185 ft wide
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2902 RIDGE RD
City	LONG BEACH
State	IN
Zip	46360-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45-01-14-227-077 LONG BEACH ELYSIUM LTS 54 & 55 & LOT 56 EXC N 4FT BLK 2
Legal Subdivision	LONG BEACH ELYSIUM
Legal Block	2
Legal Lot Number	54-56
Jurisdiction	LA PORTE IN
Township / Civil Division	MICHIGAN
Census Block Group	1
Census Block	1004
Census Tract	41100

Owner

2902 Ridge Rd is owned and occupied by an individual who acquired it in July 2021.

Source: LaPorte County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	400 PIKE ST, CINCINNATI, OH 45202-4223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK NA
Jul 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021
Deed Sale	Jul 6, 2021
Prior Sale	Jul 22, 2010 · Amount on File
Deed Document Number	202110483
Prior Transfer Date	Jun 22, 2010
Prior Transfer Doc	2010R08536
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PORTE IN
Property Address	2902 RIDGE RD, LONG BEACH, IN 46360-1724
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R13850
Date	Dec 27, 2023
Instrument	2023R-13850

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PORTE IN
Property Address	2902 RIDGE RD, LONG BEACH, IN 46360-1724
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R14926
Date	Dec 23, 2019
Instrument	2019R-14926

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 13, 2044

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PORTE IN
Recording Date	Jul 6, 2021
Property Address	2902 RIDGE RD, LONG BEACH, IN 46360-1724
Document Number	2021R10483
Instrument Date	Jun 10, 2021
Instrument	2021R-10483
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 PIKE ST UNIT 804, 804, CINCINNATI, OH 45202-4235

Tax Assessment & Valuation

Source: LaPorte County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	LaPorte County
County Subdivision	Michigan Township
Municipality	Long Beach Town
Unified School District	Michigan City Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,623,100 (+4.49%) Land $404,000 Building $1,219,100	$1,623,100 (+4.49%) Land $404,000 Building $1,219,100
2024	$30,863.00 (+21.55%)	$1,553,300 (+22.69%) Land $404,000 Building $1,149,300	$1,553,300 (+22.69%) Land $404,000 Building $1,149,300
2023	$25,392.00 (+4.07%)	$1,266,000 (+3.93%) Land $404,000 Building $862,000	$1,266,000 (+3.93%) Land $404,000 Building $862,000
2022	$24,398.00 Homeowner's exemption	$1,218,100 Land $404,000 Building $814,100	$1,218,100 Land $404,000 Building $814,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2902 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2902 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONG BEACH WATER DEPARTMENT serves 2,050 people · EPA ID IN5246028
Water Source	Purchased surface water from MICHIGAN CITY DEPARTMENT OF WATER WORKS
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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