2902 Red Oak Rd, Bloomington, IL 61704 Property Records

McLean County property record for 2902 Red Oak Rd, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,553 sqft · built 2008
Lot Size0.224 acres (9,775 sqft)
Owner2 Individual Names on Record
Last Sale$211,000 (Jun 2018)
Tax Bill$7,013 (2024)
Deeds & MortgagesAug 2020 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-21-255-001

Property Details

APN / Parcel Number

Primary APN21-21-255-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,553 sqft Living Area
Gross Area3,183 sqft
1st Floor Area1,090 sqft
Basement Area640 sqft
Finished Basement640 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area9,775 sqft (0.224 acres)
Lot Dimensions115 ft deep x 85 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2902 RED OAK RD
CityBLOOMINGTON
StateIL
Zip61704-9450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionCEDAR RIDGE SUB LT 29
Legal SubdivisionCEDAR RIDGE SUB
Legal Lot Number29
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group4
Census Block4012
Census Tract2101

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2902 RED OAK RD, BLOOMINGTON, IL 61704-9450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Jun 28, 2018Warranty Deed, Transfer · Conventional Mortgage
PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2018 · Amount on Record
Deed SaleJun 28, 2018 · Amount on Record
Prior SaleNov 3, 2008 · Amount on Record
Deed Document Number201810403
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2902 RED OAK RD, BLOOMINGTON, IL 61704-9450
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000016022
DateAug 18, 2020
Instrument2020-00016022
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJul 1, 2035
Interest
Rate TypeFixed Rate
Rate2.62%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2902 RED OAK RD, BLOOMINGTON, IL 61704-9450
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000011438
DateJun 23, 2020
Instrument2020-00011438
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035
Interest
Rate TypeFixed Rate
Rate2.62%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJun 28, 2018
Property Address2902 RED OAK RD, BLOOMINGTON, IL 61704-9450
Document Number201800010403
Map ReferenceDOC2008-0001507
Instrument DateJun 8, 2018
Instrument2018-00010403
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$316.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2902 RED OAK RD, BLOOMINGTON, IL 61704-9450

Mortgage

Document Number201800010404
DateJun 28, 2018
Instrument2018-00010404
Lender
NamePARKSIDE LENDING LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$101,091 (+21.5%) Land $14,959 Building $86,132$303,273 (+21.5%) Land $44,877 Building $258,396
2024$7,013.00 (+7.23%)
2023$6,540.00$83,200 Land $12,311 Building $70,889$249,600 Land $36,933 Building $212,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Nextlink
Fixed Wireless
800 / 400
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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