2902 Pine Valley Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 2902 Pine Valley Dr, Miramar Beach, FL 32550 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,155 sqft · built 2009
Lot Size	0.373 acres (16,291 sqft)
Owner	Company Name on File
Last Sale	$2,300,000 (Oct 2021)
Tax Bill	$17,239 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-2S-21-42210-000-2902`

Property Details

APN / Parcel Number

Primary APN	`14-2S-21-42210-000-2902`
Alternative APN	`1020123`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,155 sqft Living Area
Gross Area	6,869 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	16,291 sqft (0.373 acres)
Lot Dimensions	15.4 ft deep x 10.6 ft wide
Garage Type	Finished
Garage Area	1,056 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,260 sqft
Deck Area	Deck Area
Patio Area	398 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1020123
Street Address	2902 PINE VALLEY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2902 PINE VALLEY AT SANDESTIN S/D PB 12-14 OR 2237-84 OR 2624-3338 OR 2770-3613 OR 3078-1063 OR 3220-3971
Legal Range	21W
Legal Township	02S
Legal Section	14
Legal Subdivision	PINE VALLEY AT SANDESTIN
Legal Lot Number	2902
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records · APN 14-2S-21-42210-000-2902

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	475 CALVERT DR, PADUCAH, KY 42003-1124
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2022	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Oct 15, 2021	Warranty Deed, Transfer · Commercial Mortgage RENASANT BANK
Jul 02, 2018	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Jul 02, 2018 · Amount on Record
Deed Document Number	20210051504
Deed Book / Page	3220 / 3971
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2902 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7834
Transaction Type	Mortgage
Record Updated	Feb 01, 2022
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7834

Mortgage

Document Number	0032333223
Date	Jan 06, 2022
Book Page	3233/3223
Instrument	20220000803

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 15, 2021
Property Address	2902 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7834
Document Number	0032203971
Book / Page	3220 / 3971
Map Reference	MB 12 PG 14&14A
Instrument Date	Oct 11, 2021
Instrument	20210051504
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$16,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5201 N FOOTHILLS DR, 5201, TUCSON, AZ 85718-4718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	475 CALVERT DR, PADUCAH, KY 42003-1124

Mortgage

Document Number	32203973
Date	Oct 15, 2021
Instrument	3220/3973

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 15, 2022

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 02, 2018
Property Address	2902 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7834
Document Number	0030781063
Book / Page	003078 / 001063
Instrument Date	Jun 29, 2018
Instrument	21939
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5210 ROYAL CREST DR DALLAS TX 752295539, DALLAS, TX 75229-5539

Mortgage

Document Number	30781067
Date	Jul 02, 2018
Book Page	003078/001067
Instrument	21941

Lender

Name	PRIME LNDG
Address	8111 PRESTON RD # 900, DALLAS, TX 75225-6355

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,932,786 (-12.54%) Land $500,000 Building $1,432,786	$1,932,786 (-12.54%) Land $500,000 Building $1,432,786
2024	$17,239.00 (-14.15%)
2023	$20,080.00 (+6.04%)	$2,209,902 (+8.15%) Land $281,827 Building $1,928,075	$2,209,902 (+8.15%) Land $281,827 Building $1,928,075
2022	$18,936.00	$2,043,342 Land $312,828 Building $1,730,514	$2,043,342 Land $312,828 Building $1,730,514

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 530 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured 849 under condo master policies
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
Mediacom Communications	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Cox Communications, Lumen Technologies, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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