2902 Neuse River Dr, New Bern, NC 28560 Property Records

Craven County property record for 2902 Neuse River Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,871 sqft · built 1948
Lot Size	2.37 acres (103,586 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (May 2025)
Tax Bill	$4,717 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit May 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-019-037`

Property Details

APN / Parcel Number

Primary APN	`7-019-037`
Alternative APN	`98735`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,871 sqft Living Area
1st Floor Area	4,871 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	103,586 sqft (2.37 acres)
Garage Type	Attached

Exterior Amenities

Pool Area	952 sqft
Deck Area	450 sqft
Boat Access	Boat Access
Boat House	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	98735
Street Address	2902 NEUSE RIVER DR
City	NEW BERN
State	NC
Zip	28560-6737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 PORTION OF 20 CARTER DAIRY FARM
Legal Subdivision	PATTEN PLACE
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1002
Census Tract	961002

Owner

2902 Neuse River Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2902 NEUSE RIVER DR, NEW BERN, NC 28560-6737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
May 2, 2025	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Oct 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance THEODORD G WISE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	Sep 30, 2013 · Amount on File
Deed Document Number	202510140152
Deed Book / Page	3836 / 1
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	Aug 28, 2026
Property Address	2902 NEUSE RIVER DR, NEW BERN, NC 28560-6737
Document Number	0010160959
Book / Page	3893 / 838
Instrument Date	Aug 19, 2026
Instrument	202610160959
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 NEUSE RIVER DR, NEW BERN, NC 28560-6737

Mortgage

Document Number	0010160959,
Date	Aug 28, 2026
Book Page	3893/838
Instrument	202610160959

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 23, 2066

Interest

Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 2, 2025
Property Address	2902 NEUSE RIVER DR, NEW BERN, NC 28560-6737
Document Number	00003836/1
Book / Page	3836 / 1
Map Reference	MB 2 PG 36
Instrument Date	Apr 28, 2025
Instrument	10140152
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18366 GRASSYVIEW PL, ROUND HILL, VA 20141-3526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 NEUSE RIVER DR, NEW BERN, NC 28560-6737

Mortgage

Document Number	0000038364
Date	May 2, 2025
Instrument	3836/4

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2902 NEUSE RIVER DR, NEW BERN, NC 28560-6737
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03778/1060
Date	Oct 9, 2023
Book Page	3778/1060
Instrument	10118266

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2043

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2902 NEUSE RIVER DR, NEW BERN, NC 28560-6737
Transaction Type	Mortgage
Record Updated	Feb 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3559/918
Date	Jan 28, 2019
Book Page	3559/918
Instrument	10032914

Lender

Name	THEODORD G WISE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2902 Neuse River Dr was $4,717, up 8.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,717.00 (+8.49%)	$999,430 (-) Land $317,250 Building $682,180	$999,430 (-) Land $317,250 Building $682,180
2025	$4,348.00	$999,430 Land $317,250 Building $682,180	$999,430 Land $317,250 Building $682,180
2023	$4,336.00 (-4.54%)	$920,170 (+20.08%) Land $317,250 Building $602,920	$920,170 Land $317,250 Building $602,920
2022	$4,542.00	$766,310 Land $305,250 Building $461,060
2018			$766,310 Land $305,250 Building $461,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2902 Neuse River Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (1996–2018)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2902 Neuse River Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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