2902 N Stone St, Spokane, WA 99207 Property Records

Spokane County property record for 2902 N Stone St, Spokane, WA 99207

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 2,032 sqft · built 1978
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2020)
Tax Bill	$3,498 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35091.0620`

Property Details

APN / Parcel Number

Primary APN	`35091.0620`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,032 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Triplex
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Patio Area	32 sqft
Canopy	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2902 N STONE ST
City	SPOKANE
State	WA
Zip	99207-4861
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RSF
Legal Description	ROSS PARK NE LT 13 BLK 6
Legal Range	43E
Legal Township	25N
Legal Section	09
Legal Subdivision	ROSS PARK
Legal Block	6
Legal Lot Number	13
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2028
Census Tract	1600

Owner

2902 N Stone St, a residential property, is owned by two individuals who bought it in May 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9111 S CEDAR RIM LN, SPOKANE, WA 99224-9665
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
May 22, 2020	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	May 23, 2014 · Amount on File
Deed Document Number	20206923105
Prior Transfer Date	May 19, 2014
Prior Transfer Doc	0006306715
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2902 N STONE ST, SPOKANE, WA 99207-4861
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 N MCKENZIE RIVER ST, SPOKANE, WA 99224-5453

Mortgage

Document Number	0007282258
Date	May 4, 2023
Instrument	7282258

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	89201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2902 N STONE ST, SPOKANE, WA 99207-4861
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007097340
Date	Jul 7, 2021
Instrument	7097340

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99204

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 22, 2020
Property Address	2902 N STONE ST, SPOKANE, WA 99207-4861
Document Number	0006923105
Map Reference	VOL B PG 33
Instrument Date	May 20, 2020
Instrument	6923105
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9111 S CEDAR RIM LN, SPOKANE, WA 99224-9665

Mortgage

Document Number	0006923106
Date	May 22, 2020
Instrument	6923106

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2902 N Stone St was $3,498, up 0.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,498.00 (+0.69%)	$347,500 Land $80,000 Building $267,500	$347,500 Land $80,000 Building $267,500
2025	$3,474.00
2024		$305,900 (+43.48%) Land $35,000 Building $270,900	$305,900 (+43.48%) Land $35,000 Building $270,900
2023	$2,994.00 (+19.9%)	$213,200 Land $31,500 Building $181,700	$213,200 Land $31,500 Building $181,700
2022	$2,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2902 N Stone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2902 N Stone St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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