2902 Morgan St, Middletown, OH 45044 Property Records

Butler County property record for 2902 Morgan St, Middletown, OH 45044

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 700 sqft · built 1955
Lot Size0.237 acres (10,332 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Jul 2019)
Tax Bill$1,622 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2025 Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APNQ6542-117-000-018

Property Details

APN / Parcel Number

Primary APNQ6542-117-000-018
Alternative APNs
  • 0002300
  • 250780
  • 252871

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area700 sqft Living Area
Gross Area869 sqft
1st Floor Area700 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,332 sqft (0.237 acres)
Lot Dimensions144 ft deep x 72 ft wide
View / LotNeighborhood / Spot
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area169 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2902 MORGAN ST
CityMIDDLETOWN
StateOH
Zip45044-7659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description19602 ENT
Legal SubdivisionDAMAN PARK
Legal Lot Number19602
JurisdictionBUTLER OH
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1003
Census Tract13900

Owner

2902 Morgan St is owned and occupied by an individual who bought it in July 2019.

Source: Butler County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address2902 MORGAN ST, MIDDLETOWN, OH 45044-7659
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL
Oct 28, 2025Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
May 3, 2022Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Aug 7, 2020Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jul 5, 2019Warranty Deed, Transfer · VA Mortgage
GOLDWATER BANK NA
Jul 24, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2019 · Amount on File
Deed SaleJul 5, 2019 · Amount on File
Prior SaleJul 24, 2018 · Amount on File
Deed Document Number201923720
Deed Book / Page9307 / 1442
Prior Transfer DateApr 30, 2003
Prior Transfer Doc0000049505
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Recording DateJul 7, 2026
Property Address2902 MORGAN ST, MIDDLETOWN, OH 45044-7659
Document Number0000024420
Book / Page10378 / 79
Instrument DateJun 30, 2026
Instrument202624420
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2902 MORGAN ST, MIDDLETOWN, OH 45044-7659

Mortgage

Document Number0000024420,
DateJul 7, 2026
Book Page10378/79
Instrument202624420
Lender
NameVILLAGE CAPITAL
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address2902 MORGAN ST, MIDDLETOWN, OH 45044-7659
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2902 MORGAN ST, MIDDLETOWN, OH 45044-7659

Mortgage

Document Number0000037554
DateOct 28, 2025
Book Page10280/733
Instrument2025-00037554
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount on Record
Term285 Months
DueJul 1, 2049

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address2902 MORGAN ST, MIDDLETOWN, OH 45044-7659
Transaction TypeMortgage
Record UpdatedMay 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020432
DateMay 3, 2022
Book Page9843/1576
Instrument2022-00020432
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address2902 MORGAN ST, MIDDLETOWN, OH 45044-7659
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034728
DateAug 7, 2020
Book Page9486/489
Instrument2020-00034728
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUTLER OH
Recording DateJul 5, 2019
Property Address2902 MORGAN ST, MIDDLETOWN, OH 45044-7659
Document Number0000023720
Book / Page9307 / 1442
Instrument DateJun 28, 2019
Instrument2019-00023720
Transaction TypeTransfer
Record UpdatedFeb 14, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2902 MORGAN ST, MIDDLETOWN, OH 45044-7659

Mortgage

Document Number0093071444
DateJul 5, 2019
Instrument9307/1444
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

July 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBUTLER OH
Recording DateJul 24, 2018
Property Address2902 MORGAN ST, MIDDLETOWN, OH 45044-7659
Document Number0000027759
Book / Page009187 / 001201
Instrument DateJul 18, 2018
Instrument27759
Transaction TypeForeclosure
Record UpdatedAug 6, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$69.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6875 APRIL CIR MIDDLETOWN OH 450421660, MIDDLETOWN, OH 45042-1660

Tax Assessment & Valuation

The 2025 property tax bill for 2902 Morgan St was $1,622.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyButler County
MunicipalityMiddletown City
Unified School DistrictMiddletown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,622.00$30,580 Land $5,600 Building $24,980$87,380 Land $16,010 Building $71,370
2023$1,570.00 (+18.22%)$30,580 (+34.95%) Land $5,600 Building $24,980$87,380 Land $16,010 Building $71,370
2022$1,328.00$22,660 Land $5,600 Building $17,060
2020$64,740 Land $16,010 Building $48,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2902 Morgan St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2902 Morgan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETOWN CITY PWS
serves 51,229 people · EPA ID OH0901712
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Morgan St

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