2902 Lutz Ln, Durham, NC 27703 Property Records

Durham County property record for 2902 Lutz Ln, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,248 sqft · built 2008
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Feb 2021)
Tax Bill$2,851 (2026)
Deeds & MortgagesFeb 2021 Second Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0841-58-2921

Property Details

APN / Parcel Number

Primary APN0841-58-2921
Alternative APNs
  • 0841-58-29-2117
  • 084107582921
  • 201918

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,248 sqft Heated Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address2902 LUTZ LN
CityDURHAM
StateNC
Zip27703-2468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-8
Legal DescriptionJUNCTION ROAD/LT#33 PL:000165-000103
Legal SubdivisionJUNCTION ROAD
Legal Lot Number33
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group2
Census Block2013
Census Tract1802

Owner

2902 Lutz Ln is owned and occupied by an individual who bought it in February 2021.

Source: Durham County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2902 LUTZ LN, DURHAM, NC 27703-2468
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SONABANK
Feb 19, 2021Warranty Deed, Transfer · FHA Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2021 · Amount on File
Deed SaleFeb 19, 2021 · Amount on File
Prior SaleJun 18, 2008 · Amount on File
Deed Document Number20218089
Deed Book / Page9234 / 715
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address2902 LUTZ LN, DURHAM, NC 27703-2468
Transaction TypeMortgage
Record UpdatedMar 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2902 LUTZ LN, DURHAM, NC 27703-2468

Mortgage

Document Number0092340731
DateFeb 19, 2021
Book Page9234/731
Instrument2021008091
Lender
NameSONABANK
TypeBank
AddressWARRENTON, VA 20186
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateFeb 19, 2021
Property Address2902 LUTZ LN, DURHAM, NC 27703-2468
Document Number0092340715
Book / Page9234 / 715
Map ReferenceMB 165 PG 97-105
Instrument DateFeb 4, 2021
Instrument2021008089
Transaction TypeTransfer
Record UpdatedAug 30, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address314 GLEN VALLEY DR, 314, RALEIGH, NC 27609-5235

Transferred To (Grantee/Buyer)

NameVerified Name
Address2902 LUTZ LN, DURHAM, NC 27703-2468

Mortgage

Document Number2021008090
DateFeb 19, 2021
Instrument2021008090
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2902 Lutz Ln was $2,851, up 2.6% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,851.00 (+2.55%)$280,535 (-) Land $75,400 Building $205,135$280,535 (-) Land $75,400 Building $205,135
2025$2,780.00$280,535 Land $75,400 Building $205,135$280,535 Land $75,400 Building $205,135
2023$1,834.00 (+2.34%)$140,028 Land $26,055 Building $113,973$140,028 Land $26,055 Building $113,973
2022$1,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2902 Lutz Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2902 Lutz Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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