Seminole County property record for 2902 Joseph Cir, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,827 sqft · built 1996 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $407,000 (Jan 2026) |
| Tax Bill | $5,024 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-21-31-515-0000-0610 |
| Primary APN | 27-21-31-515-0000-0610 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| Gross Area | 2,265 sqft |
| 1st Floor Area | 1,659 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,250 sqft (0.121 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 211 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2902 JOSEPH CIR |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-9227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1BB |
| Legal Description | LOT 61 VILLAGE OF REMINGTON PB 49 PGS 73 & 74 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 27 |
| Legal Subdivision | VILLAGE OF REMINGTON |
| Legal Tract | 515 |
| Legal Lot Number | 61 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21317 |
Source: Seminole County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 CARRIAGE HILL CIR, CASSELBERRY, FL 32707-4947 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jan 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 13, 2026 | Intrafamily Transfer, Transfer EVERGREEN TITLE SERVICES LLC, EVERGREEN STLMT SERVICES LLC |
| Oct 18, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 6, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on Record |
| Deed Sale | Jan 13, 2026 · Amount on Record |
| Prior Sale | Apr 24, 2015 · Amount on Record |
| Deed Document Number | 20263222 |
| Deed Book / Page | 10965 / 1506 |
| Prior Transfer Date | Dec 1, 2025 |
| Prior Transfer Doc | 0109651501 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 13, 2026 |
| Property Address | 2902 JOSEPH CIR, OVIEDO, FL 32765-9227 |
| Document Number | 0109651506 |
| Book / Page | 10965 / 1506 |
| Map Reference | MB 49 PG 73&74 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2026003222 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | EVERGREEN TITLE SERVICES LLC, EVERGREEN STLMT SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,849.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3830 RIVER HOLLOW CT, OVIEDO, FL 32765-9206 |
| Name | Verified Name |
|---|---|
| Address | 25 CARRIAGE HILL CIR, CASSELBERRY, FL 32707-4947 |
| Investor | Possibly a Property Investor |
| Document Number | 0109651508 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 10965/1508 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 13, 2026 |
| Property Address | 2902 JOSEPH CIR, OVIEDO, FL 32765-9227 |
| Document Number | 0109651501 |
| Book / Page | 10965 / 1501 |
| Map Reference | MB 49 PG 73&74 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2026003220 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | EVERGREEN TITLE SERVICES LLC, EVERGREEN STLMT SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3830 RIVER HOLLOW CT, OVIEDO, FL 32765-9206 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3830 RIVER HOLLOW CT, OVIEDO, FL 32765-9206 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 18, 2019 |
| Property Address | 2902 JOSEPH CIR, OVIEDO, FL 32765-9227 |
| Document Number | 0094600456 |
| Book / Page | 009460 / 000456 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 113626 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2902 JOSEPH CIR OVIEDO FL 327659227, OVIEDO, FL 32765-9227 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 6, 2019 |
| Property Address | 2902 JOSEPH CIR, OVIEDO, FL 32765-9227 |
| Document Number | 0094090862 |
| Book / Page | 009409 / 000862 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 84240 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3830 RIVER HOLLOW CT OVIEDO FL 327659206, OVIEDO, FL 32765-9206 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,024.00 (+14.23%) | $336,969 (+4.35%) Land $88,000 Building $248,969 | $336,969 (+4.35%) Land $88,000 Building $248,969 |
| 2023 | $4,398.00 (+9.08%) | $322,918 (+11.69%) | $322,918 (+5.51%) Land $88,000 Building $234,918 |
| 2022 | $4,032.00 | $289,107 | $306,053 Land $88,000 Building $218,053 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 12 (2001–2024) |
| Claims Outside the SFHA | 12 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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