2902 Halifax St, Waldorf, MD 20603 Property Records

Charles County property record for 2902 Halifax St, Waldorf, MD 20603

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 6,276 sqft · built 2003
Lot Size	0.305 acres (13,271 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Mar 2025)
Tax Bill	$7,583 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-297447`

Property Details

APN / Parcel Number

Primary APN	`06-297447`
Alternative APN	`297447`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,276 sqft Gross Area
1st Floor Area	1,928 sqft
Basement Area	1,640 sqft
Finished Basement	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,271 sqft (0.305 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	297447
Street Address	2902 HALIFAX ST
City	WALDORF
State	MD
Zip	20603-5709
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RM
Legal Description	LT 1 BLK H SEC 3 CHARLES CROSSNG SUB
Legal Subdivision	CHARLES CROSSNG SUB
Legal Block	H
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1005
Census Tract	850710

Owner

2902 Halifax St is owned by an individual who bought it in March 2025.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2902 HALIFAX ST, WALDORF, MD 20603-5709
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 28, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2025 · Amount on File
Deed Sale	Mar 5, 2025 · Amount on File
Prior Sale	Oct 1, 2018 · Amount on File
Deed Book / Page	13584 / 372
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2902 HALIFAX ST, WALDORF, MD 20603-5709
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	BETTERS LAW TTL & SETTLMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 HALIFAX ST, WALDORF, MD 20603-5709

Mortgage

Document Number	0115300243
Date	Jan 7, 2021
Book Page	11530/243

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 28, 2018
Property Address	2902 HALIFAX ST, WALDORF, MD 20603-5709
Document Number	0104100205
Book / Page	010410 / 000205
Instrument Date	Sep 25, 2018
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	INTERSTATE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2902 HALIFAX ST WALDORF MD 206035709, WALDORF, MD 20603-5709

Mortgage

Document Number	104100212
Date	Sep 28, 2018
Book Page	010410/000212

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,833	$714,100 Land $125,400 Building $588,700
2023	$7,583.00	$549,900	$590,300 Land $125,400 Building $464,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2902 Halifax St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2902 Halifax St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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