2902 Gem Cir, Austin, TX 78704 Property Records

Travis County property record for 2902 Gem Cir, Austin, TX 78704

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1963
Lot Size	0.177 acres (7,728 sqft)
Owner	Individual Name on Record
Tax Bill	$13,857 (2022)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0405030814`

Property Details

APN / Parcel Number

Primary APN	`0405030814`
Alternative APNs	`04050308140000` `307307`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	720 sqft
Upper Floors Area	528 sqft

Exterior

Year Built	Built 1963
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,728 sqft (0.177 acres)
Lot Dimensions	109 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	307307
Old Parcel Number	04050308140000
Street Address	2902 GEM CIR
City	AUSTIN
State	TX
Zip	78704-6333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 6 BRINWOOD SEC 3
Legal Subdivision	BRINWOOD SEC 3
Legal Block	6
Legal Lot Number	14
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	3
Census Block	3005
Census Tract	1308

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2902 GEM CIR, AUSTIN, TX 78704-6333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Nov 1, 2022	Vendor's Lien, Transfer · Conventional Mortgage LUTE FINANCING GROUP LLC
Jun 2, 2021	Vendor's Lien, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022
Deed Sale	Nov 1, 2022
Prior Sale	Jun 2, 2021
Deed Document Number	2022174558
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2902 GEM CIR, AUSTIN, TX 78704-6333
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	AUSTIN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9209 EDDY CV, AUSTIN, TX 78735-1491
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074704
Date	Apr 25, 2022
Instrument	2022074704

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Nov 1, 2022
Property Address	2902 GEM CIR, AUSTIN, TX 78704-6333
Document Number	0000174558
Map Reference	VOL 15 PG 22
Instrument Date	Oct 31, 2022
Instrument	2022174558
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 GEM CIR, AUSTIN, TX 78704-6333

Mortgage

Document Number	0000174559
Date	Nov 1, 2022
Instrument	2022174559

Lender

Name	LUTE FINANCING GROUP LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000174560
Date	Nov 1, 2022
Instrument	2022174560

Lender

Name	CERTIFIED FUNDING LP
Type	Lending Institution
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2037

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Jun 2, 2021
Property Address	2902 GEM CIR, AUSTIN, TX 78704-6333
Document Number	0000123197
Map Reference	VOL 15 PG 22
Instrument Date	Jun 1, 2021
Instrument	2021123197
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	KEY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 CLEARVIEW DR, 223, SAN ANTONIO, TX 78228-1940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 GEM CIR, AUSTIN, TX 78704-6333
Investor	Possibly a Property Investor

Mortgage

Document Number	0000123198
Date	Jun 2, 2021
Instrument	2021123198

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 1, 2023

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$606,094 (-9.02%) Land $391,479 Building $214,615	$606,094 (-9.02%) Land $391,479 Building $214,615
2024	Homeowner's exemption	$666,183 (-18.88%) Land $450,000 Building $216,183	$666,183 (-18.88%) Land $450,000 Building $216,183
2023		$821,242 Land $450,000 Building $371,242	$821,242 Land $450,000 Building $371,242
2022	$13,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1984–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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