2902 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 2902 E Lloyd St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,311 sqft · built 1938
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,595 (2024)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-2S-29-5905-005-058`

Property Details

APN / Parcel Number

Primary APN	`05-2S-29-5905-005-058`
Alternative APNs	`013395000` `13395000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,311 sqft Living Area
1st Floor Area	1,175 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Width	100 ft Width
Garage Type	Carport
Carport	Carport
Porch	Florida Room
Porch Area	304 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13395000
Street Address	2902 E LLOYD ST
City	PENSACOLA
State	FL
Zip	32503-6408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AAA
Legal Description	LTS 5 TO 8 BLK 58 EAST PENSACOLA PLAT DB 77 P 520 OR 6606 P 1574 CA 4
Legal Range	29W
Legal Township	02S
Legal Section	05
Legal Subdivision	EAST PENSACOLA PLAT
Legal Block	58
Legal Lot Number	5
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1029
Census Tract	1002

Owner

2902 E Lloyd St is owned and occupied by two individuals who acquired it in March 2019.

Source: Escambia County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 9263, PENSACOLA, FL 32513-9263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2019
Deed Sale	Mar 19, 2019
Prior Sale	Jun 25, 2010 · Amount on File
Deed Document Number	201924292
Deed Book / Page	8064 / 366
Prior Transfer Date	Dec 17, 2018
Prior Transfer Doc	0080640366
Record Updated	Jun 8, 2026

March 2019: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 19, 2019
Property Address	2902 E LLOYD ST, PENSACOLA, FL 32503-6408
Document Number	0080640366
Book / Page	8064 / 0366
Map Reference	MB 77 PG 520
Instrument Date	Dec 17, 2018
Instrument	2019024292
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2902 E LLOYD ST, PENSACOLA, FL 32503-6408

Mortgage

Document Number	2019024293
Date	Mar 19, 2019
Instrument	2019024293

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,711	$274,293 Land $168,000 Building $106,293
2024	$1,595.00 (+4.59%)
2023	$1,525.00 (+3.39%) Homeowner's exemption	$128,046 (+3%)	$230,060 (+11.4%) Land $133,000 Building $97,060
2022	$1,475.00 Homeowner's exemption	$124,317	$206,524 Land $119,700 Building $86,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2902 E Lloyd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 units insured incl. 9 condo units
Nearby Flood Claims	43 (1979–2021)
Claims Outside the SFHA	17 of 43
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2902 E Lloyd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20