2902 Donegal Dr, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 2902 Donegal Dr, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,411 sqft · built 2013
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2013)
Tax Bill	$4,972 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04051F0369.000000`

Property Details

APN / Parcel Number

Primary APN	`04051F0369.000000`
Alternative APNs	`56026754170000` `5602 77 5417` `90962`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,411 sqft Living Area
Gross Area	4,071 sqft
1st Floor Area	1,548 sqft
Upper Floors Area	1,863 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	150 ft deep x 78 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	792 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	90962
Street Address	2902 DONEGAL DR
City	KANNAPOLIS
State	NC
Zip	28081-6453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-TND
Legal Description	LT 369 THE VILLAGE @ KELLSWATER BRIDGE
Legal Subdivision	KELLSWATER BRIDGE
Legal Lot Number	369
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3004
Census Tract	41202

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2902 DONEGAL DR, KANNAPOLIS, NC 28081-6453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 14, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2013 · Amount on Record
Deed Sale	Aug 12, 2013 · Amount on Record
Prior Sale	Jun 26, 2012 · Amount on Record
Deed Book / Page	10651 / 333
Prior Transfer Date	Mar 16, 2010
Prior Transfer Doc	0009511311
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2902 DONEGAL DR, KANNAPOLIS, NC 28081-6453
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015476289
Date	Sep 8, 2021
Book Page	15476/289

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2902 DONEGAL DR, KANNAPOLIS, NC 28081-6453
Document Number	13740242
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 DONEGAL DR KANNAPOLIS NC 280816453, KANNAPOLIS, NC 28081-6453

Mortgage

Document Number	13740242
Date	Sep 25, 2019
Book Page	013740/000242
Instrument	25941

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,730 (+45.14%) Land $92,000 Building $434,730
2024			$526,730 (+45.14%) Land $92,000 Building $434,730
2023	$4,972.00	$362,900 Land $58,000 Building $304,900	$362,900 Land $58,000 Building $304,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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