2902 Cool Breeze Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2902 Cool Breeze Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,187 sqft Heated Area
Lot Size	4,966 sqft (0.114 acres)
Occupancy	Owner Occupied
Last Sale	$305,000 (2022)
Tax Bill	$4,036.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81691`
Alternative APN	`032630059200010440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,187 sqft Heated Area
Gross Area	1,632 sqft Gross Area
1st Floor	1,187 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,966 sqft (0.114 acres)
Depth X Width	101 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	80 sqft Patio
Porch	Open Porch
Porch Area	25 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81691
Street Address	2902 COOL BREEZE CIR
City	SAINT CLOUD
State	FL
Zip	34769-1967
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKEVIEW VILLAGE PHASE 2 PB 11 PG 62 LOT 44
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	LAKEVIEW VILLAGE
Legal Phase	2
Legal Tract	592
Legal Block	1
Legal Lot Number	44
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2004
Census Tract	43203

Owner

Source: Osceola County records · APN 81691

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2902 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 13, 2020	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC
Oct 25, 2019	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS
Jun 18, 2018	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS
Jan 12, 2017	Warranty Deed, Transfer PRINCIPAL TITLE SERVICES LLC, PRINCIPAL TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Doc Number	2022066251
Deed Book / Page	6202 / 425
Record Refreshed	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 27, 2022
Property Address	2902 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Document Number	0062020425
Book / Page	6202 / 425
Map Reference	MB 11 PG 62
Instrument Date	Apr 25, 2022
Instrument	2022066251
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	CONTEMPORARY TITLE, CONTEMPORARY T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 SUMMERLIN LN, 231, HAINES CITY, FL 33844-8866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967

Mortgage

Document Number	0006202427
Date	Apr 27, 2022
Instrument	6202/427

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2902 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967

Mortgage

Document Number	0058322124
Date	Nov 13, 2020
Book Page	5832/2124
Instrument	2020155844

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2902 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Document Number	0056162054
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 COOL BREEZE CIR ST CLOUD FL 347691967, ST CLOUD, FL 34769-1967

Mortgage

Document Number	0056162054
Date	Nov 01, 2019
Book Page	005616/002054
Instrument	142234

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 18, 2018
Property Address	2902 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Document Number	0053521068
Book / Page	005352 / 001068
Instrument Date	Jun 18, 2018
Instrument	93867
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2902 COOL BREEZE CIR ST CLOUD FL 347691967, ST CLOUD, FL 34769-1967

Mortgage

Document Number	53521069
Date	Jun 18, 2018
Book Page	005352/001069
Instrument	93868

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 12, 2017
Property Address	2902 COOL BREEZE CIR, SAINT CLOUD, FL 34769-1967
Document Number	0050842383
Book / Page	005084 / 002383
Instrument Date	Jan 06, 2017
Instrument	6713
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	PRINCIPAL TITLE SERVICES LLC, PRINCIPAL TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 BLACKFOOT TRL ST CLOUD FL 347717943, ST CLOUD, FL 34771-7943

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,036.00 (+7.45%) Homeowner's exemption	$268,376 (+7.05%)	$279,700 (+11.57%) Land $55,000 Building $224,700
2023	$3,756.00 (+86.96%) Homeowner's exemption	$250,700 (+63.17%) Land $50,000 Building $200,700	$250,700 (+21.17%) Land $50,000 Building $200,700
2022	$2,009.00 Homeowner's exemption	$153,640	$206,900 Land $45,000 Building $161,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

2902 Cool Breeze Cir, Saint Cloud, FL 34769 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Cool Breeze Cir

Nearby Streets

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