2902 Campground Rd, Granite Falls, NC 28630 Property Records

Caldwell County property record for 2902 Campground Rd, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,995 sqft · built 2020
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,439 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 93 1 9B`

Property Details

APN / Parcel Number

Primary APN	`08 93 1 9B`
Alternative APN	`151355`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,995 sqft Heated Area
Gross Area	9,270 sqft
1st Floor Area	2,774 sqft
Attic	Attic
Attic Area	1,080 sqft
Basement Area	2,990 sqft
Finished Basement	2,221 sqft
Unfinished Basement	769 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	86,249 sqft (1.98 acres)
Garage Type	Finished
Garage Area	1,012 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	151355
Street Address	2902 CAMPGROUND RD
City	GRANITE FALLS
State	NC
Zip	28630-8559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1981 PG 1345 YR 20 ST 0.00 BK 1996 PG 680 YR 2020
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	4
Census Block	4031
Census Tract	31201

Owner

2902 Campground Rd is owned by two individuals who acquired it in January 2020.

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 747, GRANITE FALLS, NC 28630-0747
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Aug 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST HORIZON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 30, 2020
Transfer Doc	0019811345
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2902 CAMPGROUND RD, GRANITE FALLS, NC 28630-8559
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020460642
Date	Jan 26, 2022
Book Page	2046/642
Instrument	10067818

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.59%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.59%
Index	1-Year CMT
Max Rate	7.59%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 18, 2020
Property Address	2902 CAMPGROUND RD, GRANITE FALLS, NC 28630-8559
Document Number	0010047322
Book / Page	001996 / 000680
Instrument Date	Aug 3, 2020
Instrument	10047322
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5587 GRACE CHAPEL RD HICKORY NC 286018906, HICKORY, NC 28601-8906

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	Feb 28, 2020
Property Address	2902 CAMPGROUND RD, GRANITE FALLS, NC 28630-8559
Document Number	0010041747
Book / Page	001982 / 001606
Instrument Date	Feb 28, 2020
Instrument	10041747
Transaction Type	Construction Loan
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 CAMPGROUND RD GRANITE FALLS NC 286308559, GRANITE FALLS, NC 28630-8559

Mortgage

Document Number	0010041747
Date	Feb 28, 2020
Book Page	001982/001606
Instrument	10041747

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2902 Campground Rd was $9,439, down 14.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,439.00 (-14.6%)	$1,578,400 (-10.21%) Land $32,400 Building $1,546,000
2025	$11,053.00 (+46.67%)	$1,757,900 Land $32,400 Building $1,725,500	$1,578,400 Land $32,400 Building $1,546,000
2024	$7,536.00
2023		$1,043,600 (-) Land $28,800 Building $1,014,800	$1,043,600 (-) Land $28,800 Building $1,014,800
2022	$7,386.00	$1,043,600 Land $28,800 Building $1,014,800	$1,043,600 Land $28,800 Building $1,014,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2902 Campground Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2902 Campground Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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