Clay County property record for 2902 Bent Bow Ln, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,356 sqft · built 2009 |
| Lot Size | 0.231 acres (10,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (May 2025) |
| Tax Bill | $1,185 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05-25-008987-001-15 |
| Primary APN | 03-05-25-008987-001-15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,356 sqft Heated Area |
| Gross Area | 1,946 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,074 sqft (0.231 acres) |
| Garage Area | 435 sqft |
| Porch | Porch |
| Porch Area | 155 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2902 BENT BOW LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-8248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | (PT SUBJ TO CONSV ESMT AS RECO R 2831 PG 867) LOT 115 WOODBRIDGE UNIT ONE AS REC O R 4926 |
| Legal Range | 25 |
| Legal Township | 05 |
| Legal Section | 03 |
| Legal Subdivision | WOODBRIDGE |
| Legal Lot Number | 115 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30905 |
2902 Bent Bow Ln is owned and occupied by an individual who acquired it in August 2025.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 4, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Feb 20, 2025 | Warranty Deed, Transfer OS NATIONAL LLC |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 31, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | May 1, 2025 · Amount on File |
| Deed Sale | May 1, 2025 · Amount on File |
| Prior Sale | May 1, 2025 · Amount on File |
| Deed Document Number | 0049260173 |
| Deed Book / Page | 4926 / 173 |
| Last Transfer Date | Aug 4, 2025 |
| Transfer Doc | 0049560223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0044811210 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 4481/1210 |
| Instrument | 2021043216 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Document Number | 0048350998 |
|---|---|
| Date | Jul 1, 2024 |
| Book Page | 4835/998 |
| Instrument | 2024030560 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 4, 2025 |
| Property Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Document Number | 0049560223 |
| Book / Page | 4956 / 223 |
| Map Reference | MB 51 PG 1-9 |
| Instrument Date | Jul 23, 2025 |
| Instrument | 2025036210 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 1, 2025 |
| Property Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Document Number | 0049260173 |
| Book / Page | 4926 / 173 |
| Map Reference | MB 51 PG 1-9 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 2025019956 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Document Number | 0004926175 |
|---|---|
| Date | May 1, 2025 |
| Instrument | 4926/175 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 20, 2025 |
| Property Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Document Number | 0049030090 |
| Book / Page | 4903 / 90 |
| Map Reference | MB 51 PG 1-9 |
| Instrument Date | Feb 11, 2025 |
| Instrument | 2025007332 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,841.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3191 HIDDEN MEADOWS CT, GREEN COVE SPRINGS, FL 32043-7059 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Document Number | 0042940021 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2902 BENT BOW LN MIDDLEBURG FL 320688248, MIDDLEBURG, FL 32068-8248 |
| Document Number | 0042940021 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 004294/000021 |
| Instrument | 16759 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Mar 30, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2902 BENT BOW LN, MIDDLEBURG, FL 32068-8248 |
| Document Number | 0041621965 |
| Instrument Date | Jan 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2962 BENT BOW LN MIDDLEBURG FL 320688248, MIDDLEBURG, FL 32068-8248 |
| Document Number | 0041621965 |
|---|---|
| Date | Feb 6, 2019 |
| Book Page | 004162/001965 |
| Instrument | 6423 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2049 |
The 2025 property tax bill for 2902 Bent Bow Ln was $1,185 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,185.00 Homeowner's exemption | $117,893 | $231,689 Land $50,000 Building $181,689 |
| 2023 | $1,413.00 (+12.77%) Homeowner's exemption | $111,234 (+3%) | $222,116 (+19.78%) Land $50,000 Building $172,116 |
| 2022 | $1,253.00 Homeowner's exemption | $107,995 | $185,430 Land $40,000 Building $145,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2902 Bent Bow Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2902 Bent Bow Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures