2902 Aria Way, Elko, NV 89801 Property Records

Elko County property record for 2902 Aria Way, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 ba
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,000 (Mar 2026)
Tax Bill	$5,463 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-01J-001`

Property Details

APN / Parcel Number

Primary APN	`001-01J-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,934 sqft Living Area
Gross Area	2,709 sqft

Exterior

Lot Area	8,756 sqft (0.201 acres)
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2902 ARIA WAY
City	ELKO
State	NV
Zip	89801-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Subdivision	RUBY MOUNTAIN PEAKS
Legal Lot Number	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2037
Census Tract	950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1781 SEWELL DR, ELKO, NV 89801-2862
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 23, 2025	Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Jun 23, 2025 · Amount on Record
Deed Document Number	2026861480
Record Updated	Oct 29, 2026

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 2, 2026
Property Address	2902 ARIA WAY, ELKO, NV 89801-4527
Document Number	0000861480
Map Reference	DOC 820156
Instrument Date	Feb 25, 2026
Instrument	861480
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,180.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1835 HAMILTON CREEK TRL, ELKO, NV 89801-1212

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1781 SEWELL DR, ELKO, NV 89801-2862

Mortgage

Document Number	0000861481
Date	Mar 2, 2026
Instrument	861481

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 23, 2025
Property Address	2902 ARIA WAY, ELKO, NV 89801-4527
Document Number	0000851465
Map Reference	FILE 820156
Instrument Date	May 16, 2025
Instrument	851465
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1419, ELKO, NV 89803-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2902 ARIA WAY, ELKO, NV 89801-4527

Mortgage

Document Number	0000851466
Date	Jun 23, 2025
Instrument	851466

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,463.00 (-1.55%)	$149,234 (+482.49%) Land $23,800 Building $125,434	$426,383 (+482.49%) Land $68,000 Building $358,383
2025	$5,549.00	$25,620 Land $23,800 Building $1,820	$73,200 Land $68,000 Building $5,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 83% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband.

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