2901 Windrow Ln, Matthews, NC 28105 Property Records

Mecklenburg County property record for 2901 Windrow Ln, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,280 sqft · built 1975
Lot Size	0.899 acres (39,188 sqft)
Owner	Individual Name on File
Last Sale	$352,000 (Jun 2021)
Tax Bill	$3,071 (2023)
Deeds & Mortgages	May 2025 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`215-161-42`

Property Details

APN / Parcel Number

Primary APN	`215-161-42`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,280 sqft Heated Area
1st Floor Area	1,476 sqft
Upper Floors Area	804 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1975
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	39,188 sqft (0.899 acres)

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Deck Area	160 sqft
Patio Area	724 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	215-161-42
Street Address	2901 WINDROW LN
City	MATTHEWS
State	NC
Zip	28105-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15(CD)
Legal Description	L21 BC M16-173
Legal Subdivision	WINDROW ESTATES
Legal Block	C
Legal Lot Number	21
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1001
Census Tract	5712

Owner

2901 Windrow Ln is owned and occupied by an individual who bought it in June 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2901 WINDROW LN, MATTHEWS, NC 28105-3944
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC
Jun 1, 2021	Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY
Feb 22, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 30, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Feb 22, 2021 · Amount on File
Deed Document Number	0036130548
Deed Book / Page	36130 / 548
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2901 WINDROW LN, MATTHEWS, NC 28105-3944
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 WINDROW LN, MATTHEWS, NC 28105-3944

Mortgage

Document Number	0000048338
Date	May 19, 2025
Book Page	39592/17
Instrument	2025048338

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2045

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 1, 2021
Property Address	2901 WINDROW LN, MATTHEWS, NC 28105-3944
Document Number	0000107468
Book / Page	36130 / 548
Map Reference	MB 16 PG 173
Instrument Date	May 27, 2021
Instrument	2021107468
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 WINDROW LN, MATTHEWS, NC 28105-3944

Mortgage

Document Number	0000107469
Date	Jun 1, 2021
Instrument	2021107469

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 22, 2021
Property Address	2901 WINDROW LN, MATTHEWS, NC 28105-3944
Document Number	0000033733
Book / Page	35701 / 972
Map Reference	MB 16 PG 173
Instrument Date	Feb 18, 2021
Instrument	2021033733
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$639.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6416 GOLD WAGON LN, MINT HILL, NC 28227-9289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2901 WINDROW LN, MATTHEWS, NC 28105-3944
Document Number	0000148779
Book / Page	032244 / 000531
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2901 WINDROW LN MATTHEWS NC 281053944, MATTHEWS, NC 28105-3944

Mortgage

Document Number	0000148779
Date	Nov 2, 2017
Book Page	032244/000531
Instrument	148779

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2901 Windrow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2901 Windrow Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windrow Ln

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