2901 Three Oaks Ln, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2901 Three Oaks Ln, Cincinnati, OH 45209

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.066 acres (2,875 sqft)
Owner	2 Individual Names on File
Last Sale	$1,409,134 (May 2026)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-0001-0036-00`

Property Details

APN / Parcel Number

Primary APN	`049-0001-0036-00`

Exterior

Lot Area	2,875 sqft (0.066 acres)

Location & Zoning

Street Address	2901 THREE OAKS LN
City	CINCINNATI
State	OH
Zip	45209-1487
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	THREE OAKS LN & CANYON OAK CT (PRIVATE)0.066 AC LOT 16FOUNDRY PARK AT THREE OAKS SUBPHASE 1
Legal Subdivision	FOUNDRY PARK AT THREE OAKS SUBPHASE 1
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	5200

Owner

2901 Three Oaks Ln, residential vacant land, is owned and occupied by two individuals who bought it in May 2026.

Source: Hamilton County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2901 THREE OAKS LN, CINCINNATI, OH 45209-1487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jul 8, 2025	Limited Warranty Deed, Transfer · Commercial Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Jul 8, 2025 · Amount on File
Deed Document Number	202638931
Deed Book / Page	15669 / 1217
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 19, 2026
Property Address	2901 THREE OAKS LN, CINCINNATI, OH 45209-1487
Document Number	0000038931
Book / Page	15669 / 1217
Instrument Date	May 15, 2026
Instrument	202638931
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	OLDE STONE TITLE, OLD TOWN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284,645.27
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2901 THREE OAKS LN, CINCINNATI, OH 45209-1487

Mortgage

Document Number	0000038932,
Date	May 19, 2026
Instrument	202638932

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 8, 2025
Property Address	2901 THREE OAKS LN, CINCINNATI, OH 45209-1487
Document Number	0000051134
Book / Page	15452 / 1246
Map Reference	MB 494 PG 99&100
Instrument Date	Jun 2, 2025
Instrument	2025-0051134
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9352 MAIN ST, CINCINNATI, OH 45242-7645

Mortgage

Document Number	0000051135
Date	Jul 8, 2025
Instrument	2025-0051135

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2901 Three Oaks Ln was $1,550, up 0.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (+0.19%)	$24,500 (-) Land $24,500	$70,000 Land $70,000
2024	$1,547.00 (-0.19%)	$24,500 (-) Land $24,500
2023	$1,550.00	$24,500 Land $24,500	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2901 Three Oaks Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2901 Three Oaks Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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