2901 Keystone Rd, Bloomington, IL 61704 Property Records

McLean County property record for 2901 Keystone Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,496 sqft · built 1992
Lot Size	0.3 acres (13,063 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Aug 2020)
Tax Bill	$3,150 (2021)
Deeds & Mortgages	Mar 2026 Second Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-25-226-023`

Property Details

APN / Parcel Number

Primary APN	`14-25-226-023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	2,937 sqft
1st Floor Area	1,149 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,063 sqft (0.3 acres)
Lot Dimensions	145 ft deep x 90 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	288 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2901 KEYSTONE RD
City	BLOOMINGTON
State	IL
Zip	61704-8447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EAGLE RIDGE SUB 6TH ADD LOT 245
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	EAGLE RIDGE SUB
Legal Lot Number	245
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1000
Census Tract	506

Owner

Source: McLean County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2901 KEYSTONE RD, BLOOMINGTON, IL 61704-8447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 6, 2020	Warranty Deed, Transfer · VA Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	202015063
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2901 KEYSTONE RD, BLOOMINGTON, IL 61704-8447
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600004342
Date	Mar 31, 2026
Instrument	2026-00004342

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2031

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 6, 2020
Property Address	2901 KEYSTONE RD, BLOOMINGTON, IL 61704-8447
Document Number	202000015063
Map Reference	DOC 90-10977
Instrument Date	Jul 20, 2020
Instrument	2020-00015063
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$349.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 KEYSTONE RD, BLOOMINGTON, IL 61704-8447

Mortgage

Document Number	202000015064
Date	Aug 6, 2020
Instrument	2020-00015064

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Mortgage

Document Number	202000015065
Date	Aug 6, 2020
Instrument	2020-00015065

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,444 (+18.22%) Land $30,292 Building $73,152	$310,332 (+18.22%) Land $90,876 Building $219,456
2023		$87,502 Land $25,624 Building $61,878	$262,506 Land $76,872 Building $185,634
2021	$3,150.00 (-42.64%)
2019	$5,492.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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