2901 Gerard Ave, Reading, PA 19608 Property Records

Berks County property record for 2901 Gerard Ave, Reading, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,903 sqft · built 1969
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$321,000 (May 2023)
Tax Bill	$2,348 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4386-07-59-5518`

Property Details

APN / Parcel Number

Primary APN	`4386-07-59-5518`
Alternative APNs	`80-4386-07-59-5518` `202378`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,903 sqft Living Area
Gross Area	2,498 sqft
1st Floor Area	1,903 sqft
Basement Area	595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2901 GERARD AVE
City	READING
State	PA
Zip	19608-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	59
Legal Lot Number	3
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	2
Census Block	2016
Census Tract	10903

Owner

2901 Gerard Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2901 GERARD AVE, READING, PA 19608-1005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Prior Sale	Jul 30, 1993 · Amount on File
Deed Document Number	202313215
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 9, 2023
Property Address	2901 GERARD AVE, SINKING SPRING, PA 19608-1005
Document Number	0000013215
Map Reference	VOL 29 PG 59
Instrument Date	May 4, 2023
Instrument	2023013215
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	NOT AVAILABLE, PLATINUM HOME SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2901 GERARD AVE, SINKING SPRING, PA 19608-1005

Mortgage

Document Number	0000013216
Date	May 9, 2023
Instrument	2023013216

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2901 Gerard Ave was $2,348, up 1.3% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,348.00 (+1.29%)	$126,800 (-) Land $36,600 Building $90,200	$36,600 (-) Land $36,600
2025	$2,318.00 (+15.21%)	$126,800 (-) Land $36,600 Building $90,200	$36,600 Land $36,600
2024	$2,012.00	$126,800 Land $36,600 Building $90,200
1994			$126,800 Land $36,600 Building $90,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2901 Gerard Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2901 Gerard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20