2901 Franklinville Rd W, Joppa, MD 21085 Property Records

Harford County property record for 2901 Franklinville Rd W, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,152 sqft · built 1989
Lot Size	0.642 acres (27,965 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-061380`

Property Details

APN / Parcel Number

Primary APN	`01-061380`
Alternative APNs	`1061380` `061380`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,152 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,965 sqft (0.642 acres)
Lot Dimensions	250 ft deep x 112 ft wide
Garage Type	Basement
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	061380
Street Address	2901 FRANKLINVILLE RD W
City	JOPPA
State	MD
Zip	21085-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 44 112X250 AVG 2901 FRANKLINVILLE ROAD CLEAR ACRES PT 8/12
Legal Subdivision	CLEAR ACRES
Legal Lot Number	44
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1013
Census Tract	301201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2901 FRANKLINVILLE RD W, JOPPA, MD 21085-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit ROSWELL BANK
May 11, 2023	Deed of Trust, Mortgage · Line of Credit ROSEDALE FSLA
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROSEDALE FSLA
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Nov 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2007
Deed Sale	Mar 6, 2007
Prior Sale	May 20, 1992 · Amount on Record
Deed Document Number	20072233
Deed Book / Page	7240 / 1
Last Transfer Date	Oct 12, 2017
Transfer Doc	0125990001
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Jul 16, 2026
Property Address	2901 FRANKLINVILLE RD W, JOPPA, MD 21085-2203
Document Number	1721000446
Book / Page	17210 / 446
Instrument Date	Jun 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 FRANKLINVILLE RD W, JOPPA, MD 21085-2203

Mortgage

Document Number	1721000446,
Date	Jul 16, 2026
Book Page	17210/446

Lender

Name	ROSWELL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2901 FRANKLINVILLE RD W, JOPPA, MD 21085-2203
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159010257
Date	May 11, 2023
Book Page	15901/257

Lender

Name	ROSEDALE FSLA
Type	Bank
Address	NOTTINGHAM, MD 21236

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2901 FRANKLINVILLE RD W, JOPPA, MD 21085-2203
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146090016
Date	Mar 26, 2021
Book Page	14609/16

Lender

Name	ROSEDALE FSLA
Type	Bank
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2901 FRANKLINVILLE RD W, JOPPA, MD 21085-2203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126230245
Date	Dec 4, 2017
Book Page	12623/0245
Instrument	12623-0245

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2032

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2901 FRANKLINVILLE RD W, JOPPA, MD 21085-2203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135110488
Date	Oct 25, 2019
Book Page	13511/0488

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 24, 2034

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 15, 2017
Property Address	2901 FRANKLINVILLE RD W, JOPPA, MD 21085-2203
Document Number	0125990001
Book / Page	012599 / 000001
Instrument Date	Oct 12, 2017
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2901 FRANKLINVILLE RD W JOPPA MD 210852203, JOPPA, MD 21085-2203

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,276.00 (+16.64%) Homeowner's exemption	$386,900 (+23.1%) Land $92,400 Building $294,500	$386,900 (+23.1%) Land $92,400 Building $294,500
2025	$3,666.00 (+7.82%) Homeowner's exemption
2023		$314,300 Land $92,400 Building $221,900	$314,300 Land $92,400 Building $221,900
2022	$3,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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