2901 Emerson St, Franklin Park, IL 60131 Property Records

Cook County property record for 2901 Emerson St, Franklin Park, IL 60131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,074 sqft · built 1961
Lot Size	0.185 acres (8,078 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Sep 2023)
Tax Bill	$10,652 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-28-221-047`

Property Details

APN / Parcel Number

Primary APN	`12-28-221-047`
Alternative APN	`12-28-221-047-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,074 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1962
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,078 sqft (0.185 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2901 EMERSON ST
City	FRANKLIN PARK
State	IL
Zip	60131-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THIRD ADDITION TO FRANKLIN PARK
Jurisdiction	COOK IL
Township / Civil Division	LEYDEN
Census Block Group	3
Census Block	3029
Census Tract	811401

Owner

2901 Emerson St is owned and occupied by two individuals who bought it in September 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2901 EMERSON ST, FRANKLIN PARK, IL 60131-2616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit PARTNERSHIP FINANCIAL CU
Nov 8, 2023	Correction Deed ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND
Sep 28, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Prior Sale	Aug 13, 2015 · Amount on File
Deed Document Number	202346248
Prior Transfer Date	Jan 19, 2019
Prior Transfer Doc	0000012008
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2901 EMERSON ST, FRANKLIN PARK, IL 60131-2616
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009707219
Date	Apr 7, 2021
Instrument	2109707219

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2031

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2901 EMERSON ST, FRANKLIN PARK, IL 60131-2616
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 EMERSON ST, FRANKLIN PARK, IL 60131-2616

Mortgage

Document Number	0008121117
Date	Mar 22, 2022
Instrument	2208121117

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2901 EMERSON ST, FRANKLIN PARK, IL 60131-2616
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025845047
Date	Sep 15, 2022
Instrument	2225845047

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate	5.62%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2901 EMERSON ST, FRANKLIN PARK, IL 60131-2616
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034425201
Date	Dec 10, 2025
Instrument	2534425201

Lender

Name	PARTNERSHIP FINANCIAL CU
Type	Credit Union
Address	MORTON GROVE, IL 60053

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	220 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	COOK IL
Recording Date	Nov 8, 2023
Property Address	2901 EMERSON ST, FRANKLIN PARK, IL 60131-2616
Document Number	0031240111
Instrument Date	Oct 18, 2023
Instrument	2331240111
Record Updated	May 8, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 28, 2023
Property Address	2901 EMERSON ST, FRANKLIN PARK, IL 60131-2616
Document Number	0027146248
Instrument Date	Sep 26, 2023
Instrument	2327146248
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 EMERSON ST, FRANKLIN PARK, IL 60131-2616

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Leyden Township
Municipality	Franklin Park Village
Elementary School District	Franklin Park School District 84 (PK - 08)
Secondary School District	Leyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,000 Land $8,886 Building $38,114	$470,000 Land $88,860 Building $381,140
2023	$10,652.00 (-2.79%)
2022	$10,958.00 (+16.56%)	$37,999 (+40.39%) Land $7,270 Building $30,729	$379,990 (+40.39%) Land $72,700 Building $307,290
2021	$9,401.00 Homeowner's exemption	$27,066 Land $5,250 Building $21,816	$270,660 Land $52,500 Building $218,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2901 Emerson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2901 Emerson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PARK serves 18,467 people · EPA ID IL0310960
Water Source	Purchased surface water from CHICAGO
Last State Inspection	May 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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