Effingham County property record for 2901 E Empire Dr, Altamont, IL 62411
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,092 sqft · built 1975 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,833 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-211-022 |
| Primary APN | 09-02-211-022 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Base Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2901 E EMPIRE DR |
|---|---|
| City | ALTAMONT |
| State | IL |
| Zip | 62411-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 TOWN & COUNTRY SUB 706/175 |
| Legal Subdivision | TOWN & COUNTRY SUBDIVISION |
| Legal Lot Number | 22 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | MOUND |
| Census Block Group | 4 |
| Census Block | 4108 |
| Census Tract | 950300 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 16, ALTAMONT, IL 62411-0016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CREDIT UNION |
| Jul 19, 2019 | Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU |
| Apr 1, 2019 | Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Sep 21, 2026 |
| Property Address | 2901 E EMPIRE DR, ALTAMONT, IL 62411-3510 |
| Document Number | 0000003590 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 20263590 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2901 E EMPIRE DR, ALTAMONT, IL 62411-3510 |
| Document Number | 0000003590, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 20263590 |
| Name | LAND OF LINCOLN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 2901 E EMPIRE DR, ALTAMONT, IL 62411-3510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3481/087 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 3481/087 |
| Instrument | 201901902725 |
| Name | LAND OF LINCOLN CU |
|---|---|
| Type | Funding / Finance Company |
| Address | VANDALIA, IL 62471 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 18, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 2901 E EMPIRE DR, ALTAMONT, IL 62411-3510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3455/246 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 3455/246 |
| Instrument | 201901901077 |
| Name | LAND OF LINCOLN CU |
|---|---|
| Type | Credit Union |
| Address | VANDALIA, IL 62471 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 31, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Mound Township |
| Unified School District | Altamont Community Unit School District 10 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,833.00 (+65.28%) | $41,370 (+33.11%) Land $3,290 Building $38,080 | $124,110 (+33.11%) Land $9,870 Building $114,240 |
| 2022 | $1,109.00 Homeowner's exemption Senior Citizen's exemption | $31,080 Land $2,470 Building $28,610 | $93,240 Land $7,410 Building $85,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Nov 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTAMONT serves 2,610 people · EPA ID IL0490050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | EJ WATER COOPERATIVE |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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