McLennan County property record for 2901 Cumberland Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,394 sqft · built 1965 |
| Lot Size | 0.292 acres (12,763 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,877 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 480122000317003 |
| Primary APN | 480122000317003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,394 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 1,302 sqft |
| 2nd Floor Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Security Alarm | Security Alarm |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Wood |
| Lot Area | 12,763 sqft (0.292 acres) |
| Lot Dimensions | 170 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 2,200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 476 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 494 sqft |
| Patio Area | 300 sqft |
| Fence | Fence |
| Storage Building | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 170613 |
|---|---|
| Old Parcel Number | 4801220003170030111 |
| Street Address | 2901 CUMBERLAND AVE |
| City | WACO |
| State | TX |
| Zip | 76707-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | DEAN LOT 13 14B BLOCK 18 ACRES .293 |
| Legal Subdivision | DEAN |
| Legal Block | 18 |
| Legal Lot Number | 13,14B B14 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 900 |
Source: McLennan County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2901 CUMBERLAND AVE, WACO, TX 76707-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2020 | Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK |
| Apr 19, 2020 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Oct 19, 2019 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Oct 24, 2018 | Vendor's Lien, Transfer CENTRAL NATIONAL BANK |
| Jun 12, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2022 |
| Deed Sale | Jan 18, 2022 |
| Prior Sale | Aug 17, 2020 |
| Deed Document Number | 2022002027 |
| Record Updated | Jun 7, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 17, 2020 |
| Property Address | 2901 CUMBERLAND AVE, WACO, TX 76707-1325 |
| Document Number | 0000028321 |
| Map Reference | VOL 232 PG 212 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 2020028321 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2901 CUMBERLAND AVE, WACO, TX 76707-1325 |
| Document Number | 0000028322 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020028322 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2901 CUMBERLAND AVE, WACO, TX 76707-1325 |
| Document Number | 0000016704 |
| Instrument Date | Apr 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2901 CUMBERLAND AVE WACO TX 767071325, WACO, TX 76707-1325 |
| Document Number | 0000016704 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 16704 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Term | 12 Months |
|---|---|
| Due | May 21, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2901 CUMBERLAND AVE, WACO, TX 76707-1325 |
| Document Number | 0000000325 |
| Instrument Date | Oct 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2901 CUMBERLAND AVE WACO TX 767071325, WACO, TX 76707-1325 |
| Document Number | 0000000325 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 325 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Term | 12 Months |
|---|---|
| Due | Jan 2, 2021 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 24, 2018 |
| Property Address | 2901 CUMBERLAND AVE, WACO, TX 76707-1325 |
| Document Number | 0000037502 |
| Map Reference | VOL232 PG212 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 2018037502 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | BRIGHTLINE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Address | 2809 MAPLE AVE # A38, A38, WACO, TX 76707-1343 |
| Document Number | 0000037503 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 2018037503 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 12, 2018 |
| Property Address | 2901 CUMBERLAND AVE, WACO, TX 76707-1325 |
| Document Number | 0000019342 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 19342 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $385,376 (-11.41%) Land $26,930 Building $358,446 | $385,376 (-11.41%) Land $26,930 Building $358,446 | |
| 2024 | $7,877.00 (+0.57%) | ||
| 2023 | $435,000 Land $23,270 Building $411,730 | $435,000 Land $23,270 Building $411,730 | |
| 2022 | $7,832.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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