2900 W Lawrence Ave, Springfield, IL 62704 Property Records

Sangamon County property record for 2900 W Lawrence Ave, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.434 acres (18,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (May 2026)
Tax Bill	$4,687 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-31.0-154-003`

Property Details

APN / Parcel Number

Primary APN	`14-31.0-154-003`
Alternative APN	`14310154003 (CHECK DIGIT = 6)`

Exterior

Lot Area	18,916 sqft (0.434 acres)

Location & Zoning

Account Number	14310154003
Street Address	2900 W LAWRENCE AVE
City	SPRINGFIELD
State	IL
Zip	62704-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 3 MONROE PARK WEST 5TH PLAT (18916.73 SQ FT)
Legal Subdivision	MONROE PARK WEST 5TH PLAT
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1006
Census Tract	1003

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2900 W LAWRENCE AVE, SPRINGFIELD, IL 62704-1018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage HUD
Feb 18, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 13, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage SECURITY BANK
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORPORATION
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORPORATION
Nov 5, 2019	Warranty Deed, Transfer · FHA Mortgage TOWN & COUNTRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	20268537
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2900 W LAWRENCE AVE, SPRINGFIELD, IL 62704-1018
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R00581
Date	Jan 7, 2022
Instrument	2022R00581

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2900 W LAWRENCE AVE, SPRINGFIELD, IL 62704-1018
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R02431
Date	Feb 18, 2025
Instrument	2025R02431

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2055

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2900 W LAWRENCE AVE, SPRINGFIELD, IL 62704-1018
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009R01505
Date	Jan 13, 2009
Instrument	2009R01505

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2039

Interest

Rate Type	Adjustable Rate
Rate	4.75%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 19, 2026
Property Address	2900 W LAWRENCE AVE, SPRINGFIELD, IL 62704-1018
Document Number	0000008537
Instrument Date	May 18, 2026
Instrument	20268537
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2900 W LAWRENCE AVE, SPRINGFIELD, IL 62704-1018

Mortgage

Document Number	0000008538,
Date	May 19, 2026
Instrument	20268538

Lender

Name	AMERICAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 19, 2026
Property Address	2900 W LAWRENCE AVE, SPRINGFIELD, IL 62704-1018
Document Number	2026R08537
Instrument Date	May 18, 2026
Instrument	20268537
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2900 W LAWRENCE AVE, SPRINGFIELD, IL 62704-1018

Mortgage

Document Number	0000008538,
Date	May 19, 2026
Instrument	20268538

Lender

Name	AMERICAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 5, 2019
Property Address	2900 W LAWRENCE AVE, SPRINGFIELD, IL 62704-1018
Document Number	2019R24329
Instrument Date	Oct 25, 2019
Instrument	2019R24329
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3601 WABASH AVE, SPRINGFIELD, IL 62711-7436

Mortgage

Document Number	2019R24330
Date	Nov 5, 2019
Instrument	2019R24330

Lender

Name	TOWN & COUNTRY BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,687.00 (+14.62%)	$63,899 (+23.75%) Land $13,669 Building $50,230	$191,697 (+23.75%) Land $41,007 Building $150,690
2022	$4,089.00 Homeowner's exemption	$51,637 Land $11,046 Building $40,591	$154,911 Land $33,138 Building $121,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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