2900 Split Rail Dr, Westminster, MD 21157 Property Records

Carroll County property record for 2900 Split Rail Dr, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Architecture StyleSplit Level
Year BuiltBuilt 1995
Square Footage2,224 sqft Total Area
Lot Size45,302 sqft (1.04 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2018)
Tax Bill$4,845.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-069447
Alternative APNs
  • 4069447
  • 069447

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,224 sqft Total Area
Basement Area150 sqft Basement
Finished Basement150 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleSplit Level Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area45,302 sqft (1.04 acres)

Exterior Amenities

Shed1 Shed
Shed Area192 sqft Shed
Deck Area378 sqft Deck
Porch Area400 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number069447
Street Address2900 SPLIT RAIL DR
CityWESTMINSTER
StateMD
Zip21157-7668
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 1- 1.0494 ACS 2900 SPLIT RAIL DR 39-15 HOWARDS FARM
Legal SubdivisionHOWARDS FARM
Legal Lot Number1
JurisdictionCARROLL MD
Minor Civil Division4, WOOLERYS
Census Blockgroup3
Census Block3000
Census Tract504202

Owner

Source: Carroll County records · APN 04-069447

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2900 SPLIT RAIL DR, WESTMINSTER, MD 21157-7668
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2017Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Jun 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
UIF CORPORATION
Oct 01, 2018Special Warranty Deed, Transfer · Stand Alone First Mortgage
UIF CORP
Oct 01, 2018Grant Deed, Transfer
HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC
Sep 27, 2018Deed of Trust, Mortgage
UIF CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2018 · Amount on Record
Deed SaleOct 04, 2018 · Amount on Record
Prior SaleOct 01, 2018 · Amount on Record
Deed Book / Page9137 / 247
Transfer Doc0000002212
Record RefreshedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2900 SPLIT RAIL DR, WESTMINSTER, MD 21157-7668
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087840315
DateAug 24, 2017
Book Page8784/0315
Instrument8784-0315
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term479 Months
DueJul 26, 2057
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2900 SPLIT RAIL DR, WESTMINSTER, MD 21157-7668
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyPRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103240476
DateJun 16, 2021
Book Page10324/476
Lender
NameUIF CORPORATION
TypeNon-Lending Institution
AddressSOUTHFIELD, MI 48034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

October 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCARROLL MD
Recording DateOct 01, 2018
Property Address2900 SPLIT RAIL DR, WESTMINSTER, MD 21157-7668
Document Number0091320386
Book / Page9132 / 0386
Map ReferenceMB LWS39 FO15
Instrument DateSep 27, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyHOUSEHOLD TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2701 HAMMOCK CT, BRYANS ROAD, MD 20616-6029

Mortgage

Document Number0009132393
DateOct 01, 2018
Instrument9132/393
Lender
NameUIF CORP
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateOct 01, 2018
Property Address2900 SPLIT RAIL DR, WESTMINSTER, MD 21157-7668
Document Number0091370247
Book / Page009137 / 000247
Instrument DateSep 27, 2018
Transaction TypeTransfer
Record UpdatedOct 18, 2018
Title CompanyHOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$375.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2900 SPLIT RAIL DR WESTMINSTER MD 211577668, WESTMINSTER, MD 21157-7668

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2900 SPLIT RAIL DR, WESTMINSTER, MD 21157-7668
Document Number0091370257
Instrument DateSep 27, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address817 CONCORDE CIR LINTHICUM MD 210901766, LINTHICUM, MD 21090-1766

Mortgage

Document Number0091370257
DateOct 01, 2018
Book Page009137/000257
Lender
NameUIF CORP
AddressSOUTHFIELD, MI 48034
Agreement
AmountAmount Recorded
Term360 Months
DueSep 30, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$458,833 (+18.98%)$521,900 (+22.14%) Land $200,400 Building $321,500
2025$4,845.00 (+11.2%)
2023$4,357.00$385,633$427,300 Land $160,400 Building $266,900

Flood & Wildfire

2900 Split Rail Dr is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Split Rail Dr

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