St. Johns County property record for 2900 Shore Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,240 sqft · built 1975 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,000 (Apr 2016) |
| Tax Bill | $4,719 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 238840-4285 |
| Primary APN | 238840-4285 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 2,856 sqft |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,196 sqft (0.28 acres) |
| Lot Width | 140 ft Width |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 400 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2900 SHORE DR |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32086-6770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-52 ST AUG SOUTH UT 16 LOTS 4285 4286 4287 OR3685/1197 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 47 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 16 |
| Legal Block | 3 |
| Legal Lot Number | 4285 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 21302 |
Source: St. Johns County assessment roll, APN 238840-4285, as of April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2900 SHORE DR, SAINT AUGUSTINE, FL 32086-6770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2016 · Amount on Record |
| Deed Sale | Apr 22, 2016 · Amount on Record |
| Prior Sale | Feb 12, 2013 · Amount on Record |
| Deed Document Number | 201624889 |
| Deed Book / Page | 4181 / 329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 05, 2026 |
| Property Address | 2900 SHORE DR, SAINT AUGUSTINE, FL 32086-6770 |
| Document Number | 0000066961 |
| Book / Page | 6415 / 309 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202666961 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2900 SHORE DR, SAINT AUGUSTINE, FL 32086-6770 |
| Document Number | 0000066961, |
|---|---|
| Date | Aug 05, 2026 |
| Book Page | 6415/309 |
| Instrument | 202666961 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2900 SHORE DR, SAINT AUGUSTINE, FL 32086-6770 |
| Document Number | 0048440536 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2900 SHORE DR ST AUGUSTINE FL 320866770, ST AUGUSTINE, FL 32086-6770 |
| Document Number | 0048440536 |
|---|---|
| Date | Dec 05, 2019 |
| Book Page | 004844/000536 |
| Instrument | 91342 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 04, 2039 |
Source: St. Johns County assessment roll as of April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,152 (+2.7%) | $676,104 (+3.17%) Land $328,520 Building $347,584 | |
| 2025 | $4,719.00 (+12.25%) Homeowner's exemption | $361,394 (+2.9%) | $655,350 (+0.66%) Land $336,320 Building $319,030 |
| 2024 | $4,204.00 (+1.99%) Homeowner's exemption | $351,209 (+3%) | $651,068 (+7.3%) Land $336,320 Building $314,748 |
| 2023 | $4,122.00 (+56.37%) Homeowner's exemption | $340,980 (+51.54%) | $606,777 (+20.23%) Land $286,320 Building $320,457 |
| 2022 | $2,636.00 Homeowner's exemption | $225,007 | $504,701 Land $248,640 Building $256,061 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 8 (1992–2016) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 203 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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