2900 N Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 2900 N Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Commercial
Details	built 2015
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Apr 2014)
Tax Bill	$377 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00-075-114-002`

Property Details

APN / Parcel Number

Primary APN	`03-00-075-114-002`

Exterior

Year Built	Built 2015
Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Street Address	2900 N RIDGE RD
City	ELYRIA
State	OH
Zip	44035-1328
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	UPDATE LEGAL BEFORE NEXT TRANSFER
Legal Subdivision	RIVER HEIGHTS SUB
Legal Block	114
Jurisdiction	LORAIN OH
Township / Civil Division	SHEFFIELD
Census Block Group	2
Census Block	2009
Census Tract	70200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2900 N RIDGE RD, ELYRIA, OH 44035-1328
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2014 · Amount on Record
Deed Sale	Apr 30, 2014 · Amount on Record
Deed Document Number	2014001519
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2900 N RIDGE RD, ELYRIA, OH 44035-1328
Document Number	0000752373
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2900 N RIDGE RD ELYRIA OH 440351328, ELYRIA, OH 44035-1328

Mortgage

Document Number	0000752373
Date	Mar 10, 2020
Instrument	752373

Lender

Name	NORTHWEST BK
Type	Bank
Address	AVON LAKE, OH 44012

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2900 N RIDGE RD, ELYRIA, OH 44035-1328
Document Number	0000752374
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2900 N RIDGE RD NORTH RIDGEVILLE OH 440351328, NORTH RIDGEVILLE, OH 44035-1328

Mortgage

Document Number	0000752374
Date	Mar 10, 2020
Instrument	752374

Lender

Name	NORTHWEST BK
Type	Bank
Address	AVON LAKE, OH 44012

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$377.00	$6,830 (+0.07%) Land $6,830	$19,500 (-) Land $19,500
2024	$377.00 (-14.12%)	$6,825 (+0.77%) Land $6,825	$19,500 (+0.78%) Land $19,500
2023	$439.00 (-3.09%)	$6,773 (-0.1%) Land $5,775 Building $998	$19,350 (-) Land $16,500 Building $2,850
2022	$453.00	$6,780 Land $5,780 Building $1,000
2021			$19,350 Land $16,500 Building $2,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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