2900 N 45th Ave, Central, AZ 85531 Property Records

Graham County property record for 2900 N 45th Ave, Central, AZ 85531

Property Summary

Property TypeSingle Family Home
Details1,969 sqft · built 2007
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$434,000 (Nov 2025)
Tax Bill$1,797 (2026)
Deeds & MortgagesJun 2022 Mortgage
Nov 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN105-48-004E

Property Details

APN / Parcel Number

Primary APN105-48-004E

Interior

Stories1 Story
Building Area1,969 sqft Living Area
Gross Area2,720 sqft
1st Floor Area1,969 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area751 sqft
Parking Spaces3 Parking Spaces
Utility Building122 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2900 N 45TH AVE
CityCENTRAL
StateAZ
Zip85531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR SEC 34 T6S R25E TH N89D 37 50 W 2627.10 TO N 1/4 R TH N89D 37 50 W 24.73 TH S0D 32 36 W 465.00 TO POB S0D 32 36W 165.00 TH N89D 37 50W 264.00 TH N0D 32 36 165.00 TH S89D 37 50E 264.00 TO POB 105-48-003S NOW 004D-0 E & 004F 2007 SPLIT
Legal Range25E
Legal Township06S
Legal Section34
JurisdictionGRAHAM AZ
Township / Civil DivisionSAFFORD
Census Block Group1
Census Block1020
Census Tract961201

Owner

Source: Graham County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 742, MORENCI, AZ 85540-0742
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2022Deed of Trust, Mortgage
AMERICAN FIRST CU
Nov 20, 2025Warranty Deed, Transfer · FHA Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Dec 17, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Dec 3, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2025 · Amount on Record
Deed SaleNov 20, 2025 · Amount on Record
Prior SaleOct 31, 2013 · Amount on Record
Deed Document Number20256531
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAHAM AZ
Property Address2900 45TH AVE, THATCHER, AZ 85552
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2900 N 45TH AVE, CENTRAL, AZ 85531

Mortgage

Document Number0000003384
DateJun 8, 2022
Instrument2022-03384
Lender
NameAMERICAN FIRST CU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
AmountAmount Recorded
Term121 Months
DueJun 30, 2032

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAHAM AZ
Recording DateNov 20, 2025
Property Address2900 45TH AVE, THATCHER, AZ 85552
Document Number0000006531
Instrument DateNov 7, 2025
Instrument2025-06531
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 742, MORENCI, AZ 85540-0742

Mortgage

Document Number0000006532
DateNov 20, 2025
Instrument2025-06532
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAHAM AZ
Property AddressN 45TH AVE, CENTRAL, AZ 85531
Transaction TypeMortgage
Record UpdatedApr 22, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006667
DateDec 17, 2020
Instrument2020-06667
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term275 Months
DueNov 1, 2043

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAHAM AZ
Property AddressN 45TH AVE, CENTRAL, AZ 85531
Transaction TypeMortgage
Record UpdatedApr 22, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006368
DateDec 3, 2020
Instrument2020-06368
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term275 Months
DueNov 1, 2043

Tax Assessment & Valuation

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGraham County
Unified School DistrictThatcher Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$297,518 (+9.42%) Land $22,999 Building $274,519
2026$1,797.00 (+8.25%)$27,190 (+2.6%) Land $2,300 Building $24,890$271,897 (+2.59%) Land $22,999 Building $248,898
2025$1,660.00 (+20.2%)$26,502 Land $2,103 Building $24,399$265,021 Land $21,030 Building $243,991
2024$1,381.00 (+1.69%)
2023$1,358.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 99% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAFFORD
serves 20,600 people · EPA ID AZ0405005
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Jan 2017
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Nov 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

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