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2900 Gussie St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 2900 Gussie St, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,041 sqft · built 1976
Lot Size0.441 acres (19,200 sqft)
Owner2 Individual Names on Record
Tax Bill$2,157 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone AE (high risk)
APN412318252002

Property Details

APN / Parcel Number

Primary APN412318252002
Alternative APNs
  • 00755340000007
  • 10004705981

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,041 sqft Living Area
Gross Area1,899 sqft
1st Floor Area1,041 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,200 sqft (0.441 acres)
Lot Dimensions120 ft deep x 160 ft wide
Garage TypeAttached
Garage Area572 sqft
DrivewayDriveway
Driveway Area1 sqft
PorchEnclosed/Screened Porch
Porch Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00755340000007
Street Address2900 GUSSIE ST
CityPUNTA GORDA
StateFL
Zip33950-3145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-10
Legal DescriptionAQUI ESTA BLK D LTS 2 & 3 224/506 DC950/1506 1019-1850 1282/425 1393/1119 L/E3275/225 AFF3321/474-CDW
Legal Range23E
Legal Township41S
Legal Section18
Legal SubdivisionAQUI ESTA
Legal TractAQE
Legal BlockD
Legal Lot Number2,3
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2015
Census Tract10301

Owner

Source: Charlotte County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2900 GUSSIE ST, PUNTA GORDA, FL 33950-3145
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2008
Deed SaleApr 2, 2008
Prior SaleMar 27, 1995 · Amount on Record
Deed Document Number20081752054
Deed Book / Page3275 / 225
Last Transfer DateJul 15, 2025
Transfer Doc0003548332
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Recording DateJun 29, 2026
Property Address2900 GUSSIE ST, PUNTA GORDA, FL 33950-3145
Document Number0003658903
Instrument DateJun 24, 2026
Instrument20263658903
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2900 GUSSIE ST, PUNTA GORDA, FL 33950-3145

Mortgage

Document Number0003658903,
DateJun 29, 2026
Instrument20263658903
Lender
NameBANK TRUST
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 25, 2046
Interest
Rate6.53%
Max Rate-1%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,157.00 (+4.96%) Homeowner's exemption$170,838 (+5.99%)$215,422 (+26.38%) Land $40,392 Building $175,030
2023$2,055.00 (+3.37%) Homeowner's exemption$161,187 (+3%)$170,456 (-24.7%) Land $47,520 Building $122,936
2022$1,988.00 Homeowner's exemption$156,492$226,356 Land $38,372 Building $187,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies462 units insured
incl. 242 condo units
Nearby Flood Claims220 (1978–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 66 claims
  • Hurricane Helene, Oct 2024 · 98 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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